732 Gilbert Pl, Valley Stream, NY 11581 Property Records

Nassau County and Hempstead Town property record for 732 Gilbert Pl, Valley Stream, NY 11581

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,222 sqft · built 1960
Lot Size	0.149 acres (6,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Nov 1998)
Tax Bill	$14,241 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Jun 2017 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`39-584-00-0018`

Property Details

APN / Parcel Number

Primary APN	`39-584-00-0018`
Alternative APNs	`2089-39-584-00-0018-0` `39584000018000000000` `282089 39.-584-18` `39584 00180`

Interior

Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,222 sqft Living Area
Gross Area	3,582 sqft
1st Floor Area	999 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Colonial
Exterior Material	Wood
Construction Type	Frame
Roof Material	Other
Lot Area	6,500 sqft (0.149 acres)
Lot Dimensions	100 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	116 sqft
Deck Area	375 sqft
Patio Area	375 sqft
Balcony Area	72 sqft
Canopy	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	39584 00180
Street Address	732 GILBERT PL
City	VALLEY STREAM
State	NY
Zip	11581-3126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN #1 SCH DIST 015
Legal Subdivision	NORTH WOODMERE KNOLLS SEC #10
Legal Block	584
Legal Lot Number	18
Jurisdiction	NASSAU NY
Township / Civil Division	HEMPSTEAD
Census Block Group	3
Census Block	3008
Census Tract	411301

Owner

Source: Nassau County and Hempstead Town records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	732 GILBERT PL, VALLEY STREAM, NY 11581-3126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jun 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Jan 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Nov 30, 2016	Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage CITIZENS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 1998 · Amount on Record
Deed Sale	Nov 4, 1998 · Amount on Record
Deed Book / Page	10980 / 963
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	732 GILBERT PL, VALLEY STREAM, NY 11581-3126
Transaction Type	Mortgage
Record Updated	Dec 31, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	732 GILBERT PL, VALLEY STREAM, NY 11581-3126

Mortgage

Document Number	M482620907
Date	Dec 18, 2025
Book Page	M48262/907
Instrument	2025-82528

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 7, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	732 GILBERT PL, VALLEY STREAM, NY 11581-3126
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M421950030
Date	Jun 21, 2017
Book Page	M42195/0030
Instrument	201700061057

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	299 Months
Due	May 3, 2042

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	732 GILBERT PL, VALLEY STREAM, NY 11581-3126
Transaction Type	Mortgage
Record Updated	May 26, 2022
Title Company	QUICKSILVA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M418320874
Date	Jan 11, 2017
Book Page	M41832/0874
Instrument	201700003211

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

November 2016: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	NASSAU NY
Property Address	732 GILBERT PL, VALLEY STREAM, NY 11581-3126
Document Number	0418320891
Instrument Date	Nov 30, 2016
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	QUICKSILVA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	732 GILBERT PL VALLEY STREAM NY 115813126, VALLEY STREAM, NY 11581-3126

Mortgage

Document Number	0418320891
Date	Jan 11, 2017
Book Page	041832/000891
Instrument	3212

Lender

Name	CITIZENS BK
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2047

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Nassau County
County Subdivision	Hempstead Town
Unified School District	Lawrence Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$842 (-3.99%) Land $267 Building $575	$842,000 (-3.99%)
2025	$14,241.00 (+4.94%)
2023	$13,571.00 Additional exemption filed	$877 Land $278 Building $599	$877,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 188 policies
Nearby Flood Policies	188 in force
Nearby Flood Claims	279 (1978–2024)
Claims Outside the SFHA	188 of 279
Most Recent Claim	Aug 2024 · other causes
Claims by Event	Hurricane Sandy, Nov 2012 · 143 claims Hurricane Irene, Sep 2011 · 73 claims Severe Storms And Flooding, Mar 2010 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES NEW YORK - LYNBROOK private · serves 220,000 people · EPA ID NY2902835
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 830 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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