732 Fairhurst St, Sterling, CO 80751 Property Records

Logan County property record for 732 Fairhurst St, Sterling, CO 80751

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,204 sqft · built 1954
Lot Size	0.201 acres (8,756 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Apr 2023)
Tax Bill	$1,948 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Apr 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`38052531438007`

Property Details

APN / Parcel Number

Primary APN	`38052531438007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,204 sqft Heated Area
1st Floor Area	1,690 sqft
Basement Area	1,018 sqft
Finished Basement	1,018 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1974
Architectural Style	Traditional
Exterior Material	Metal
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,756 sqft (0.201 acres)
Lot Dimensions	125 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Patio Area	528 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	732 FAIRHURST ST
City	STERLING
State	CO
Zip	80751-4526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLK 4 CHEAIRS 4TH ADDN STERLING
Legal Range	52W
Legal Township	08N
Legal Section	31
Legal Subdivision	CHEAIRS 4TH ADDN
Legal Block	4
Legal Lot Number	6
Jurisdiction	LOGAN CO
Township / Civil Division	STERLING
Census Block Group	4
Census Block	4044
Census Tract	966300

Owner

Source: Logan County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	732 FAIRHURST ST, STERLING, CO 80751-4526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 7, 2023	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
May 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Aug 13, 2018	Warranty Deed, Transfer · Conventional with PMI BANK OF THE WEST
Apr 17, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2023 · Amount on Record
Deed Sale	Apr 7, 2023 · Amount on Record
Prior Sale	Aug 13, 2018 · Amount on Record
Deed Document Number	2023765791
Deed Book / Page	1053 / 982
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN CO
Property Address	732 FAIRHURST ST, STERLING, CO 80751-4526
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	732 FAIRHURST ST, STERLING, CO 80751-4526

Mortgage

Document Number	0000777941
Date	Nov 25, 2025
Book Page	1066/147
Instrument	777941

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.75%
Index	1-Year CMT
Margin	2
Max Rate	5.75%

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Apr 7, 2023
Property Address	732 FAIRHURST ST, STERLING, CO 80751-4526
Document Number	0000765791
Book / Page	1053 / 982
Instrument Date	Apr 7, 2023
Instrument	765791
Transaction Type	Transfer
Record Updated	Apr 18, 2023
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	732 FAIRHURST ST, STERLING, CO 80751-4526

Mortgage

Document Number	0000765792
Date	Apr 7, 2023
Book Page	1053/983
Instrument	765792

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN CO
Property Address	732 FAIRHURST ST, STERLING, CO 80751-4526
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000749523
Date	May 12, 2020
Book Page	1037/706
Instrument	749523

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Aug 13, 2018
Property Address	732 FAIRHURST ST, STERLING, CO 80751-4526
Document Number	0000740823
Book / Page	001028 / 001000
Instrument Date	Aug 10, 2018
Instrument	740823
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	732 FAIRHURST ST STERLING CO 807514526, STERLING, CO 80751-4526

Mortgage

Document Number	740824
Date	Aug 13, 2018
Book Page	001029/000001
Instrument	740824

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2048

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN CO
Property Address	732 FAIRHURST ST, STERLING, CO 80751-4526
Document Number	0000738938
Instrument Date	Apr 17, 2018
Transaction Type	Mortgage
Record Updated	May 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	732 FAIRHURST ST STERLING CO 807514526, STERLING, CO 80751-4526

Mortgage

Document Number	0000738938
Date	Apr 23, 2018
Book Page	001027/000115
Instrument	738938

Lender

Name	BANK OF CO
Type	Bank
Address	STERLING, CO 80751

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Logan County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Logan County
Municipality	Sterling City
Unified School District	Valley School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,948.00 (+45.37%)	$23,241 (-91.47%)	$371,866 (+36.54%) Land $43,750 Building $328,116
2023	$1,340.00 (-13.99%)	$272,340 (+1,338.67%) Land $35,000 Building $237,340	$272,340 (-) Land $35,000 Building $237,340
2022	$1,558.00	$18,930 Land $2,430 Building $16,500	$272,340 Land $35,000 Building $237,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	7 (1997–2023)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jun 2023 · rainfall accumulation
Claims by Event	Severe Storms, Heavy Rain, Flash Floods, Flooding, Mudslides, Jul 1997 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STERLING serves 15,100 people · EPA ID CO0138045
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Kentec Communications Fiber	1,000 / 1,000
ElektraFi Fixed Wireless	400 / 80
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Vistabeam.

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