732 Elk Mountain Dr, Severance (Windsor), CO 80550 Property Records

Weld County property record for 732 Elk Mountain Dr, Severance, CO 80550

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,302 sqft · built 2018
Lot Size	0.143 acres (6,238 sqft)
Owner	Company Name on Record
Last Sale	$335,625 (Mar 2018)
Tax Bill	$5,257 (2025)
Deeds & Mortgages	May 2020 Mortgage May 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8070-23-0-50-19`

Property Details

APN / Parcel Number

Primary APN	`8070-23-0-50-19`
Alternative APNs	`0807-02-3-05-019` `R8949427`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	2,302 sqft Living Area
Gross Area	3,477 sqft
Basement Area	641 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Split Level
Exterior Material	Frame/Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,238 sqft (0.143 acres)
Garage Type	Attached
Garage Area	534 sqft
Porch	Slab
Porch Area	187 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R8949427
Street Address	732 ELK MOUNTAIN DR
City	SEVERANCE
State	CO
Zip	80550-4868
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 BLOCK 5 OVERLOOK FG #1
Legal Subdivision	OVERLOOK FG # 1
Legal Block	5
Legal Lot Number	19
Jurisdiction	WELD CO
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2087
Census Tract	2208

Owner

Source: Weld County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1530 16TH ST, 5, DENVER, CO 80202-1464
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 11, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
May 11, 2020	Loan Modification, Mortgage · FHA Mortgage HOUSING FIN AUTH
Mar 22, 2018	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage AMERICAN FINANCING CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2018 · Amount on Record
Deed Sale	Mar 22, 2018 · Amount on Record
Deed Document Number	20184385020
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	732 ELK MOUNTAIN DR, SEVERANCE, CO 80550-4868
Document Number	0004596491
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	732 ELK MOUNTAIN DR SEVERANCE CO 805504868, SEVERANCE, CO 80550-4868

Mortgage

Document Number	0004596491
Date	Jun 5, 2020
Instrument	4596491

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2050

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WELD CO
Property Address	732 ELK MOUNTAIN DR, SEVERANCE, CO 80550-4868
Document Number	0004601243
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	Jul 2, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	732 ELK MOUNTAIN DR SEVERANCE CO 805504868, SEVERANCE, CO 80550-4868

Mortgage

Document Number	0004601243
Date	Jun 22, 2020
Instrument	4601243

Lender

Name	HOUSING FIN AUTH
Address	1 CORPORATE DR # 360, LAKE ZURICH, IL 60047-8945

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2050

Interest

Rate Type	Fixed Rate
Rate	3.87%

March 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	WELD CO
Recording Date	Mar 22, 2018
Property Address	732 ELK MOUNTAIN DR, SEVERANCE, CO 80550-4868
Document Number	0004385020
Instrument Date	Mar 21, 2018
Instrument	4385020
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 6, 2021
Title Company	HERITAGE TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$33.56
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	732 W MOUNTAIN AVE # ELK, ELK, FORT COLLINS, CO 80521-2506

Mortgage

Document Number	0004385021
Date	Mar 22, 2018
Instrument	4385021

Lender

Name	AMERICAN FINANCING CORPORATION
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Mortgage

Document Number	0004385022
Date	Mar 22, 2018
Instrument	4385022

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Severance Town
Unified School District	Windsor School District RE-4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,160 (-2.08%) Land $6,240 Building $22,920	$476,432 (-) Land $102,000 Building $374,432
2025	$5,257.00 (+0.1%)	$29,780 (-13.83%) Land $6,380 Building $23,400	$476,432 (-6.76%) Land $102,000 Building $374,432
2024	$5,252.00 (+4.77%)
2023	$5,013.00	$34,560 Land $7,100 Building $27,460	$510,969 Land $105,000 Building $405,969

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SEVERANCE serves 11,733 people · EPA ID CO0162707
Water Source	Purchased surface water from NORTH WELD COUNTY WD
Last State Inspection	Dec 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LightGig Communications Fiber	10,000 / 10,000
Xfinity Fiber	2,000 / 2,000
TDS Telecom Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile, Visionary Broadband, Vistabeam.

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