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732 Eastern Ave, South Beloit, IL 61080 Property Records

Winnebago County property record for 732 Eastern Ave, South Beloit, IL 61080 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,248 sqft · built 1955
Lot Size0.52 acres (22,651 sqft)
OwnerIndividual Name on File
Last Sale$74,000 (Nov 2002)
Tax Bill$2,067 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
Oct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN04-05-378-013

Property Details

APN / Parcel Number

Primary APN04-05-378-013
Alternative APNs
  • 405378013
  • 005C463A

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,248 sqft Living Area

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area22,651 sqft (0.52 acres)
Garage Area1,560 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Account Number005C463A
Street Address732 EASTERN AVE
CitySOUTH BELOIT
StateIL
Zip61080-1926
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAFAYETTE ADD TO SO BELOIT ALL VAC ALLEY LYG SLY OF LOTS 62-63 & 64 & ALL LOTS 62-63 & 64
Legal SubdivisionLAFAYETTE ADD
Legal Lot Number62-63
JurisdictionWINNEBAGO IL
Township / Civil DivisionROCKTON
Census Block Group2
Census Block2028
Census Tract4004

Owner

Source: Winnebago County records · APN 04-05-378-013

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address732 EASTERN AVE, SOUTH BELOIT, IL 61080-1926
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2026Deed of Trust, Mortgage · Line of Credit
BMO BANK NA
Oct 29, 2019Deed of Trust, Mortgage
PNC BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 13, 2002 · Amount on Record
Deed SaleNov 13, 2002 · Amount on Record
Deed Document Number2002290135
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address732 EASTERN AVE, SOUTH BELOIT, IL 61080-1926
Transaction TypeMortgage
Record UpdatedMar 11, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003713
DateFeb 13, 2026
Instrument2603713
Lender
NameBMO BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 11, 2056
Interest
Rate TypeFixed Rate
Rate6.74%

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address732 EASTERN AVE, SOUTH BELOIT, IL 61080-1926
Document Number0001037074
Instrument DateOct 29, 2019
Transaction TypeMortgage
Record UpdatedNov 28, 2019
Title CompanyNATIONALLINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address732 EASTERN AVE SOUTH BELOIT IL 610801926, SOUTH BELOIT, IL 61080-1926

Mortgage

Document Number0001037074
DateNov 05, 2019
Instrument1037074
Lender
NamePNC BK
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
AmountAmount Recorded
Term180 Months
DueNov 04, 2034
Interest
Rate4%

Tax Assessment & Valuation

Source: Winnebago County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRockton Township
MunicipalitySouth Beloit City
Unified School DistrictCounty of Winnebago SD 320 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,067.00$35,487 (+44.89%) Land $8,734 Building $26,753$106,461 (+44.89%) Land $26,202 Building $80,259
2022Homeowner's exemption$24,493 Land $6,028 Building $18,465$73,479 Land $18,084 Building $55,395

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Winnebago County (17201C), updated July 12, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 172010040042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 32 individual NFIP policies nearby
Nearby Flood Policies32 in force
Nearby Flood Claims7 (2013–2019)
Most Recent ClaimOct 2019, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 316 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Spectrum, ResTech Services. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

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