732 E Saddletree Dr, Woodruff, SC 29388 Property Records

Spartanburg County property record for 732 E Saddletree Dr, Woodruff, SC 29388

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,378 sqft · built 2020
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$233,595 (Aug 2020)
Tax Bill	$1,962 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5-3700-02035`

Property Details

APN / Parcel Number

Primary APN	`5-3700-02035`
Alternative APN	`186857`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,378 sqft Living Area
Gross Area	3,058 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	186857
Street Address	732 E SADDLETREE DR
City	WOODRUFF
State	SC
Zip	29388-8444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 92 ORCHARDS @ REIDVILLE SUB PH 3 PB 175-125 PB 177-989
Legal Subdivision	REIDVILLE SUB
Legal Phase	3
Legal Lot Number	92
Jurisdiction	SPARTANBURG SC
Township / Civil Division	REIDVILLE
Census Block Group	1
Census Block	1023
Census Tract	23409

Owner

Source: Spartanburg County records, as of November 24, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	732 E SADDLETREE DR, WOODRUFF, SC 29388-8444
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 28, 2020	Grant Deed, Subdivision Related Transfer · FHA Mortgage HOMESIDE FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2020 · Amount on Record
Deed Sale	Aug 28, 2020 · Amount on Record
Prior Sale	Sep 5, 2019 · Amount on Record
Deed Document Number	DEE-2020-38489
Deed Book / Page	129B / 162
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	732 E SADDLETREE DR, WOODRUFF, SC 29388-8444
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019810
Date	Apr 14, 2022
Book Page	6362/795
Instrument	2022-19810

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

August 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Aug 28, 2020
Property Address	732 E SADDLETREE DR, WOODRUFF, SC 29388-8444
Document Number	0000038489
Book / Page	00129B / 000162
Instrument Date	Aug 28, 2020
Instrument	38489
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 1, 2020
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$864.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	732 E SADDLETREE DR WOODRUFF SC 293888444, WOODRUFF, SC 29388-8444

Mortgage

Document Number	38490
Date	Aug 28, 2020
Book Page	005888/000240
Instrument	38490

Lender

Name	HOMESIDE FIN'L
Address	COLUMBIA, MD 21044

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Aug 27, 2060

Interest

Rate	3.62%

Tax Assessment & Valuation

Source: Spartanburg County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Municipality	Reidville Town
Unified School District	Spartanburg School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,962.00 (+1.34%)	$10,745 (-) Land $1,653 Building $9,092	$299,000 (-) Land $46,000 Building $253,000
2024	$1,936.00 (+0.89%)
2023	$1,919.00	$10,745 Land $1,653 Building $9,092	$299,000 Land $46,000 Building $253,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJWD MIDDLE TYGER WTP serves 89,531 people · EPA ID SC4220006
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on E Saddletree Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures