732 E Main St, Montrose, CO 81401 Property Records

Montrose County property record for 732 E Main St, Montrose, CO 81401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,946 sqft · built 1904
Lot Size	0.179 acres (7,812 sqft)
Owner	Individual Name on Record
Last Sale	$435,000 (Apr 2021)
Tax Bill	$2,441 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3767-273-10-002`

Property Details

APN / Parcel Number

Primary APN	`3767-273-10-002`
Alternative APN	`R0002099`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,946 sqft Heated Area

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1965
Architectural Style	English
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,812 sqft (0.179 acres)
Utility Building	936 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	R0002099
Street Address	732 E MAIN ST
City	MONTROSE
State	CO
Zip	81401-3900
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B2
Legal Description	SUBD: MONTROSE TOWN OF BLOCK: 42 LOT: 3 AND:- LOT: 4 & E1/2 OF LT 5 S: 27 T: 49 R: 9
Legal Range	09
Legal Township	49
Legal Section	27
Legal Subdivision	MONTROSE TOWN OF
Legal Block	42
Legal Lot Number	5
Jurisdiction	MONTROSE CO
Township / Civil Division	MONTROSE
Census Block Group	1
Census Block	1004
Census Tract	966301

Owner

Source: Montrose County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	732 E MAIN ST, MONTROSE, CO 81401-3900
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jul 15, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Sep 13, 2018	Warranty Deed, Transfer · VA Mortgage ACADEMY MORTGAGE CORP
Aug 24, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2021 · Amount on Record
Deed Sale	Apr 12, 2021 · Amount on Record
Prior Sale	Sep 13, 2018 · Amount on Record
Deed Document Number	2021934526
Prior Transfer Date	Apr 1, 2009
Prior Transfer Doc	800781
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Apr 12, 2021
Property Address	732 E MAIN ST, MONTROSE, CO 81401-3900
Document Number	934526
Instrument Date	Apr 12, 2021
Instrument	934526
Transaction Type	Transfer
Record Updated	Aug 6, 2021
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	732 E MAIN ST, 732, MONTROSE, CO 81401-3900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	732 E MAIN ST, MONTROSE, CO 81401-3900

Mortgage

Document Number	934527
Date	Apr 12, 2021
Instrument	934527

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	732 E MAIN ST, MONTROSE, CO 81401-3900
Transaction Type	Mortgage
Record Updated	Aug 7, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	910972
Date	Jul 15, 2019
Instrument	910972

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Sep 13, 2018
Property Address	732 E MAIN ST, MONTROSE, CO 81401-3900
Document Number	900879
Instrument Date	Sep 13, 2018
Instrument	900879
Transaction Type	Transfer
Record Updated	Aug 6, 2021
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$34.99
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	732 E MAIN ST, MONTROSE, CO 81401-3900

Mortgage

Document Number	900880
Date	Sep 13, 2018
Instrument	900880

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTROSE CO
Recording Date	Aug 24, 2017
Property Address	732 E MAIN ST, MONTROSE, CO 81401-3900
Document Number	889164
Instrument Date	Aug 24, 2017
Instrument	889164
Transaction Type	Transfer
Record Updated	Aug 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	780 PINE DR, RIDGWAY, CO 81432-9669

Tax Assessment & Valuation

Source: Montrose County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montrose County
Municipality	Montrose City
Unified School District	Montrose County School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,441.00 (+14.17%)	$37,630 (+25.27%)	$533,780 (+19.03%) Land $89,130 Building $444,650
2024	$2,138.00 (+4.6%)	$30,040 (-14.15%) Land $4,830 Building $25,210
2023	$2,044.00	$34,990 Land $5,630 Building $29,360	$448,450 Land $72,160 Building $376,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTROSE serves 19,305 people · EPA ID CO0143518
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Jan 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Clearnetworx, Verizon.

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