732 E Chestnut St, Elizabeth, CO 80107 Property Records

Elbert County property record for 732 E Chestnut St, Elizabeth, CO 80107

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,333 sqft · built 1977
Lot Size	0.207 acres (9,017 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Jun 2023)
Tax Bill	$2,627 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`84182-09-004`

Property Details

APN / Parcel Number

Primary APN	`84182-09-004`
Alternative APN	`R108722`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	1,333 sqft Living Area
Basement Area	384 sqft
Finished Basement	384 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1990
Architectural Style	Tri-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	9,017 sqft (0.207 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	R108722
Street Address	732 E CHESTNUT ST
City	ELIZABETH
State	CO
Zip	80107-7577
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SECTION: 18 TOWNSHIP: 8 RANGE: 64SUBDIVISION: SORENSON F2 BLOCK: 3 LOT: 13
Legal Range	64E
Legal Township	8S
Legal Section	18
Legal Subdivision	SORENSON F2
Legal Block	3
Legal Lot Number	13
Jurisdiction	ELBERT CO
Township / Civil Division	ELIZABETH
Census Block Group	2
Census Block	2044
Census Tract	961208

Owner

Source: Elbert County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	732 E CHESTNUT ST, ELIZABETH, CO 80107-7577
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2023	Special Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Jul 23, 2020	Deed of Trust, Mortgage · FHA Mortgage BOKF NA
Mar 31, 2022	Special Warranty Deed, Transfer · FHA Mortgage UNIVERSAL LENDING CORP
Dec 4, 2018	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2023 · Amount on Record
Deed Sale	Jun 5, 2023 · Amount on Record
Prior Sale	Mar 31, 2022 · Amount on Record
Deed Document Number	2023627167
Deed Book / Page	835 / 898
Record Updated	Oct 29, 2026

June 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ELBERT CO
Recording Date	Jun 5, 2023
Property Address	732 E CHESTNUT ST, ELIZABETH, CO 80107-7577
Document Number	0008350898
Book / Page	835 / 898
Instrument Date	Jun 2, 2023
Instrument	627167
Transaction Type	Transfer
Record Updated	Apr 22, 2024
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$44.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	732 S CHESTNUT ST, ELIZABETH, CO 80107

Mortgage

Document Number	0000627168
Date	Jun 5, 2023
Instrument	627168

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

Mortgage

Document Number	0008350900
Date	Jun 5, 2023
Book Page	835/900
Instrument	627169

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELBERT CO
Property Address	732 S CHESTNUT ST, ELIZABETH, CO 80107
Transaction Type	Mortgage
Record Updated	Mar 28, 2022
Title Company	PORTAGE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008050951
Date	Jul 23, 2020
Book Page	805/951
Instrument	597302

Lender

Name	BOKF NA
Type	Bank
Address	TULSA, OK 74153

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

March 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ELBERT CO
Recording Date	Mar 31, 2022
Property Address	732 E CHESTNUT ST, ELIZABETH, CO 80107-7577
Document Number	0008260652
Book / Page	826 / 652
Instrument Date	Mar 24, 2022
Instrument	618256
Transaction Type	Transfer
Record Updated	Apr 22, 2024
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$48.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	732 EAST CHESTNUT STREET, GRAND JUNCTION, IA 50107

Mortgage

Document Number	0000618257
Date	Mar 31, 2022
Instrument	618257

Lender

Name	UNIVERSAL LENDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Mortgage

Document Number	0008260654
Date	Mar 31, 2022
Book Page	826/654
Instrument	618258

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELBERT CO
Recording Date	Dec 4, 2018
Property Address	732 S CHESTNUT ST, ELIZABETH, CO 80107
Document Number	0007910103
Book / Page	0791 / 0103
Instrument Date	Nov 5, 2018
Instrument	582308
Transaction Type	Transfer
Record Updated	Mar 28, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$31.05
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	799 S COUNTY ROAD 149, STRASBURG, CO 80136-9500
Investor	Possibly a Property Investor

Mortgage

Document Number	0000582309
Date	Dec 4, 2018
Instrument	582309

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

Mortgage

Document Number	0007910105
Date	Dec 4, 2018
Book Page	0791/0105
Instrument	582310

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Elbert County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Elbert County
Municipality	Elizabeth Town
Unified School District	Elizabeth School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,627.00 (+10.94%)	$27,290 (+2.75%) Land $4,380 Building $22,910	$436,600 (+10.14%) Land $70,000 Building $366,600
2024	$2,368.00 (+0.94%)
2023	$2,346.00 (+5.96%)	$26,560 (+22%) Land $4,120 Building $22,440	$396,400 (+26.56%) Land $61,471 Building $334,929
2022	$2,214.00	$21,770 Land $4,000 Building $17,770	$313,200 Land $57,500 Building $255,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 5, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 52% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ELIZABETH serves 4,523 people · EPA ID CO0120010
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: BAM Broadband, Kellin Communications.

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