732 Costa Dr, Lodi, CA 95240 Property Records

San Joaquin County property record for 732 Costa Dr, Lodi, CA 95240

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,883 sqft · built 1955
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$469,000 (Dec 2020)
Tax Bill	$5,444 (2026)
Deeds & Mortgages	Dec 2018 Mortgage Sep 2019 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`037-120-300-000`

Property Details

APN / Parcel Number

Primary APN	`037-120-300-000`
Alternative APN	`037-120-30`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,883 sqft Living Area
1st Floor Area	1,883 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Wood
Lot Area	7,405 sqft (0.17 acres)
Garage Area	399 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	037-120-30
Street Address	732 COSTA DR
City	LODI
State	CA
Zip	95240-1910
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COSTA LOT 42
Legal Subdivision	COSTA TR
Legal Block	2
Legal Lot Number	42
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	2
Census Block	2005
Census Tract	4204

Owner

732 Costa Dr is owned and occupied by an individual who bought it in December 2020.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	732 COSTA DR, LODI, CA 95240-1910
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Sep 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Dec 1, 2020	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jan 31, 2018	Affidavit of Death, Transfer NORTH AMERICAN TITLE
Jan 31, 2018	Grant Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC
Oct 26, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2020 · Amount on File
Deed Sale	Dec 1, 2020 · Amount on File
Prior Sale	Jan 31, 2018 · Amount on File
Deed Document Number	2020166823
Prior Transfer Date	Jan 25, 2018
Prior Transfer Doc	0000011083
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	732 COSTA DR, LODI, CA 95240-1910
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000145150
Date	Dec 27, 2018
Instrument	2018-145150

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	732 COSTA DR, LODI, CA 95240-1910
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000104623
Date	Sep 19, 2019
Instrument	2019-104623

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 1, 2020
Property Address	732 COSTA DR, LODI, CA 95240-1910
Document Number	0000166823
Map Reference	VOL 13 PG 138
Instrument Date	Nov 30, 2020
Instrument	2020-166823
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	732 COSTA DR, LODI, CA 95240-1910

Mortgage

Document Number	0000166824
Date	Dec 1, 2020
Instrument	2020-166824

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

January 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jan 31, 2018
Property Address	732 COSTA DR, LODI, CA 95240-1910
Document Number	0000011081
Instrument Date	Jan 29, 2018
Instrument	11081
Transaction Type	Transfer
Record Updated	Sep 6, 2018
Title Company	NORTH AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	730 S MILLS AVE LODI CA 952423562, LODI, CA 95242-3562

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jan 31, 2018
Property Address	732 COSTA DR, LODI, CA 95240-1910
Document Number	0000011083
Map Reference	VOL 13 PG 138
Instrument Date	Jan 25, 2018
Instrument	2018-011083
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	NORTH AMERICAN TITLE CONCORD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	732 COSTA DR, LODI, CA 95240-1910

Mortgage

Document Number	0000011084
Date	Jan 31, 2018
Instrument	2018-011084

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 26, 2017
Property Address	732 COSTA DR, LODI, CA 95240-1910
Document Number	0000125152
Instrument Date	Oct 23, 2017
Instrument	125152
Transaction Type	Transfer
Record Updated	Nov 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	70411 DESERT COVE AVE RANCHO MIRAGE CA 922702918, RANCHO MIRAGE, CA 92270-2918

Tax Assessment & Valuation

The 2026 property tax bill for 732 Costa Dr was $5,444 with a homeowner's exemption, up 0.4% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,444.00 (+0.35%)
2025	$5,425.00 Homeowner's exemption	$507,657 Land $129,890 Building $377,767
2023	$5,213.00 (+2.3%) Homeowner's exemption	$487,947 Land $124,848 Building $363,099	$582,930
2022	$5,096.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 732 Costa Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 732 Costa Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 777 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks.

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