732 Cooper Rd, Chula Vista, CA 91911 Property Records

San Diego County property record for 732 Cooper Rd, Chula Vista, CA 91911

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,796 sqft · built 2001
Lot Size	0.105 acres (4,565 sqft)
Owner	2 Individual Names on File
Last Sale	$516,000 (Apr 2016)
Tax Bill	$9,081 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`641-132-14-00`

Property Details

APN / Parcel Number

Primary APN	`641-132-14-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,796 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	4,565 sqft (0.105 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	732 COOPER RD
City	CHULA VISTA
State	CA
Zip	91911-6921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC9RP
Legal Description	LOT 135 TR 013720
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	013720
Legal Block	1
Legal Lot Number	135
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1003
Census Tract	13326

Owner

732 Cooper Rd is owned and occupied by two individuals who bought it in April 2016.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	732 COOPER RD, CHULA VISTA, CA 91911-6921
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 21, 2018	Deed of Trust, Mortgage · VA Mortgage CSTONE MORTGAGE INC
Mar 13, 2019	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Nov 25, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 25, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2016 · Amount on File
Deed Sale	Apr 11, 2016 · Amount on File
Prior Sale	Apr 8, 2014 · Amount on File
Deed Document Number	2016165571
Prior Transfer Date	Feb 2, 2007
Prior Transfer Doc	0000243410
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	732 COOPER RD, CHULA VISTA, CA 91911-6921
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	732 COOPER RD, CHULA VISTA, CA 91911-6921

Mortgage

Document Number	0000700086
Date	Oct 6, 2021
Instrument	2021-0700086

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	732 COOPER RD, CHULA VISTA, CA 91911-6921
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000253676
Date	Jun 21, 2018
Instrument	2018-0253676

Lender

Name	CSTONE MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount on Record

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	732 COOPER RD, CHULA VISTA, CA 91911-6921
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000089394
Date	Mar 13, 2019
Instrument	2019-0089394

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	732 COOPER RD, CHULA VISTA, CA 91911-6921
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	732 COOPER RD, CHULA VISTA, CA 91911-6921

Mortgage

Document Number	0000753083
Date	Nov 25, 2020
Instrument	2020-0753083

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	732 COOPER RD, CHULA VISTA, CA 91911-6921
Document Number	0000051179
Instrument Date	Jan 25, 2020
Transaction Type	Mortgage
Record Updated	Feb 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	732 COOPER RD CHULA VISTA CA 919116921, CHULA VISTA, CA 91911-6921

Mortgage

Document Number	0000051179
Date	Jan 31, 2020
Instrument	51179

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 732 Cooper Rd was $9,081 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$623,044 (+2%) Land $247,695 Building $375,349
2025	$9,081.00 Homeowner's exemption	$610,829 Land $242,839 Building $367,990
2023	$8,600.00 (+3.45%) Homeowner's exemption	$587,111 Land $233,410 Building $353,701
2022	$8,313.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 732 Cooper Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 732 Cooper Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 500
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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