732 Co Rd 381, Gainesville, TX 76240 Property Records

Cooke County property record for 732 Co Rd 381, Gainesville, TX 76240

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 2,534 sqft · built 1950
Lot Size1 acres (43,560 sqft)
OwnerCompany Name on File
Last Sale$480,130 (Mar 2023)
Tax Bill$5,382 (2026)
Deeds & MortgagesJul 2024 Mortgage
Mar 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN0797-006-00000

Property Details

APN / Parcel Number

Primary APN0797-006-00000
Alternative APN
  • 7653

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,534 sqft Living Area
Gross Area3,289 sqft
1st Floor Area2,534 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 2012
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Garage Area506 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area10 sqft
Deck Area190 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address732 COUNTY ROAD 381
CityGAINESVILLE
StateTX
Zip76240-8150
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionNOBLE AW 0797 ACRES 1.0
Legal SubdivisionNOBLE AW
JurisdictionCOOKE TX
Township / Civil DivisionVALLEY VIEW
Census Block Group4
Census Block4054
Census Tract900

Owner

732 Co Rd 381, a rural home, is owned by a company that bought it in March 2023 and is owner-occupied.

Source: Cooke County records, as of October 20, 2026

Owner of RecordCompany Name on File
OccupancyOwner Occupied
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2024Deed of Trust, Mortgage · Conventional Mortgage
TEXAS REPUBLIC BANK NA
Mar 31, 2023Vendor's Lien, Transfer · Stand-Alone First Mortgage
TEXAS REPUBLIC BANK NA
Jul 15, 2019Vendor's Lien, Transfer · Conventional Mortgage
ASPIRE FINANCIAL INC
Jul 15, 2019Vendor's Lien, Transfer · Conventional Mortgage
ASPIRE FINANCIAL INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 31, 2023 · Amount on File
Deed SaleMar 31, 2023 · Amount on File
Prior SaleJul 15, 2019 · Amount on File
Deed Document Number20232092
Deed Book / Page2570 / 765
Prior Transfer DateJul 9, 2019
Prior Transfer Doc002270/644
Record UpdatedOct 29, 2026

July 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOKE TX
Property Address732 COUNTY ROAD 381, GAINESVILLE, TX 76240-8150
Transaction TypeMortgage
Record UpdatedNov 11, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address732 COUNTY ROAD 381, GAINESVILLE, TX 76240-8150

Mortgage

Document Number002657/439
DateJul 31, 2024
Book Page2657/439
Instrument2024-5015
Lender
NameTEXAS REPUBLIC BANK NA
TypeBank
AddressFRISCO, TX 75034
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2054

March 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionCOOKE TX
Recording DateMar 31, 2023
Property Address732 CR 381, ERA, TX 76238
Document Number002570/765
Book / Page2570 / 765
Map ReferenceVOL 1295 PG 754
Instrument DateMar 30, 2023
Instrument2023-2092
Transaction TypeTransfer
Record UpdatedNov 14, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address732 CR 381, ERA, TX 76238

Mortgage

DateMar 31, 2023
Lender
NameTEXAS REPUBLIC BANK NA
TypeBank
Special NotesSeller Financed
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

July 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionCOOKE TX
Recording DateJul 15, 2019
Property Address732 CR 381, ERA, TX 76238
Document Number002270/644
Book / Page2270 / 644
Instrument DateJul 9, 2019
Instrument2019-93587
Transaction TypeTransfer
Record UpdatedNov 22, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address732 COUNTY ROAD 381, ERA, TX 76238

Mortgage

Document Number0201993588
DateJul 15, 2019
Instrument2019-93588
Lender
NameASPIRE FINANCIAL INC
TypeLending Institution
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2049

July 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionCOOKE TX
Recording DateJul 15, 2019
Property Address732 COUNTY ROAD 381, GAINESVILLE, TX 76240-8150
Document Number002270/644
Book / Page2270 / 644
Instrument DateJul 9, 2019
Instrument2019-93587
Transaction TypeTransfer
Record UpdatedNov 11, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address732 COUNTY ROAD 381, ERA, TX 76238

Mortgage

Document Number0201993588
DateJul 15, 2019
Instrument2019-93588
Lender
NameASPIRE FINANCIAL INC
TypeLending Institution
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 732 Co Rd 381 was $5,382 with a homeowner's exemption.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCooke County
Unified School DistrictEra Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,382.00 Homeowner's exemption$396,097 (-) Land $101,000 Building $295,097$396,097 (-) Land $101,000 Building $295,097
2025$5,382.00$396,097 Land $101,000 Building $295,097$396,097 Land $101,000 Building $295,097
2023$5,550.00 (-15.6%)$383,270 Land $94,000 Building $289,270$383,270 Land $94,000 Building $289,270
2022$6,576.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 732 Co Rd 381 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 732 Co Rd 381 is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 57% of Texas
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOLIVAR WSC
serves 11,901 people · EPA ID TX0610049
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless
500 / 100
ElektraFi
Fixed Wireless
100 / 20

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