732 Clifton Ct, San Ramon, CA 94582 Property Records

Contra Costa County property record for 732 Clifton Ct, San Ramon, CA 94582

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,569 sqft · built 2005
Lot Size	0.117 acres (5,112 sqft)
Owner	2 Company Names on Record
Last Sale	$720,000 (Feb 2012)
Tax Bill	$15,051 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`223-430-051-1`

Property Details

APN / Parcel Number

Primary APN	`223-430-051-1`
Alternative APN	`223-430-051`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,569 sqft Living Area
1st Floor Area	1,312 sqft
2nd Floor Area	1,257 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	5,112 sqft (0.117 acres)
Garage Type	Attached
Garage Area	491 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	732 CLIFTON CT
City	SAN RAMON
State	CA
Zip	94582-5793
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8774 L154
Legal Subdivision	WINDEMERE SUB 8774
Legal Tract	8774
Legal Lot Number	154
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	TASSAJARA
Census Block Group	2
Census Block	2001
Census Tract	355124

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	732 CLIFTON CT, SAN RAMON, CA 94582-5793
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 9, 2020	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Sep 9, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2012 · Amount on Record
Deed Sale	Feb 24, 2012 · Amount on Record
Prior Sale	Jun 15, 2006 · Amount on Record
Deed Document Number	201242257
Last Transfer Date	Sep 1, 2020
Transfer Doc	0000196849
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	732 CLIFTON CT, SAN RAMON, CA 94582-5793
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074205
Date	Apr 20, 2020
Instrument	2020-074205

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	May 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.75%
Index	1-Year LIBOR
Max Rate	7.75%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	732 CLIFTON CT, SAN RAMON, CA 94582-5793
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	732 CLIFTON CT, SAN RAMON, CA 94582-5793

Mortgage

Document Number	0000080714
Date	Mar 17, 2021
Instrument	2021-080714

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 9, 2020
Property Address	732 CLIFTON CT, SAN RAMON, CA 94582-5793
Document Number	0000196849
Instrument Date	Sep 1, 2020
Instrument	196849
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	732 CLIFTON CT SAN RAMON CA 945825793, SAN RAMON, CA 94582-5793

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 9, 2020
Property Address	732 CLIFTON CT, SAN RAMON, CA 94582-5793
Document Number	0000196847
Map Reference	MB 472 PG 23
Instrument Date	Sep 1, 2020
Instrument	2020-196847
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	732 CLIFTON CT, SAN RAMON, CA 94582-5793

Mortgage

Document Number	0000196848
Date	Sep 9, 2020
Instrument	2020-196848

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$922,435 (+2%) Land $551,541 Building $370,894
2025	$15,051.00 (+0.27%) Homeowner's exemption	$904,349 (+4.04%) Land $540,727 Building $363,622
2023	$15,010.00 (+2.23%) Homeowner's exemption	$869,234 Land $519,731 Building $349,503
2022	$14,683.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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