732 Cherry Tree Ln, Saint Louis, MO 63132 Property Records

St. Louis County property record for 732 Cherry Tree Ln, Saint Louis, MO 63132

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 4,684 sqft · built 2013
Lot Size	0.203 acres (8,821 sqft)
Owner	2 Individual Names on Record
Last Sale	$579,500 (Nov 2013)
Tax Bill	$11,443 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17L-42-0489`

Property Details

APN / Parcel Number

Primary APN	`17L-42-0489`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	22 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,684 sqft Living Area
Gross Area	5,124 sqft
1st Floor Area	1,322 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	8,821 sqft (0.203 acres)
Lot Dimensions	147 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	140 sqft
Deck Area	478 sqft
Patio Area	478 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	732 CHERRY TREE LN
City	SAINT LOUIS
State	MO
Zip	63132-3414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	42SR
Legal Description	HARVEST ACRES LOT 29
Legal Subdivision	HARVEST ACRES
Legal Lot Number	29
Jurisdiction	ST LOUIS MO
Township / Civil Division	CREVE COEUR
Census Block Group	2
Census Block	2014
Census Tract	215500

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	732 CHERRY TREE LN, SAINT LOUIS, MO 63132-3414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2013 · Amount on Record
Deed Sale	Nov 21, 2013 · Amount on Record
Prior Sale	Sep 13, 2012 · Amount on Record
Deed Document Number	2013674
Deed Book / Page	20772 / 2620
Last Transfer Date	Apr 1, 2020
Transfer Doc	0240542189
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	732 CHERRY TREE LN, SAINT LOUIS, MO 63132-3414
Document Number	0245084581
Instrument Date	Nov 17, 2020
Transaction Type	Mortgage
Record Updated	Jan 26, 2021
Title Company	INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO-CLAYTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	732 CHERRY TREE LN OLIVETTE MO 631323414, OLIVETTE, MO 63132-3414

Mortgage

Document Number	0245084581
Date	Dec 15, 2020
Book Page	024508/004581
Instrument	634

Lender

Name	MEMBER HM LN
Type	Funding / Finance Company
Address	HOUSTON, TX 77065

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 14, 2035

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Olivette City
Unified School District	Ladue School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,150 (-) Land $41,760 Building $126,390	$885,000 (-) Land $219,800 Building $665,200
2025	$11,443.00 (+6.93%)	$168,150 (+10.26%) Land $41,760 Building $126,390	$885,000 (+10.25%) Land $219,800 Building $665,200
2024	$10,701.00 (-1.15%)
2023	$10,825.00 (+2.51%)	$152,510 (+5.67%) Land $32,980 Building $119,530	$802,700 (+5.67%) Land $173,600 Building $629,100
2022	$10,560.00	$144,320 Land $32,980 Building $111,340
2021			$759,600 Land $173,600 Building $586,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20