Hardin County property record for 732 Cherokee Dr, Radcliff, KY 40160 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,421 sqft · built 1967 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $125,500 (Feb 2011) |
| Tax Bill | $1,238 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Nov 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 139-30-04-027 |
| Primary APN | 139-30-04-027 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,421 sqft Living Area |
| Basement Area | 1,921 sqft |
| Finished Basement | 1,921 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 30,492 sqft (0.7 acres) |
| Porch | Porch |
| Porch Area | 216 sqft |
| Patio Area | 78 sqft |
| Heating System | Central |
|---|
| Street Address | 732 CHEROKEE DR |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-2204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INDIAN HILLS LT 012 PT 011 & 013 #3 |
| Legal Subdivision | INDIAN HILLS |
| Legal Block | 4 |
| Legal Lot Number | 12 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 400 |
Source: Hardin County records · APN 139-30-04-027
Assessment roll updated January 20, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 732 CHEROKEE DR, RADCLIFF, KY 40160-2204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Nov 19, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 14, 2011 · Amount on Record |
| Deed Sale | Feb 14, 2011 · Amount on Record |
| Deed Book / Page | 1345 / 78 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | May 28, 2026 |
| Property Address | 732 CHEROKEE DR, RADCLIFF, KY 40160-2204 |
| Document Number | 2617000353 |
| Book / Page | 2617 / 353 |
| Instrument Date | May 18, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 732 CHEROKEE DR, RADCLIFF, KY 40160-2204 |
| Document Number | 2617000353, |
|---|---|
| Date | May 28, 2026 |
| Book Page | 2617/353 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 732 CHEROKEE DR, RADCLIFF, KY 40160-2204 |
| Transaction Type | Mortgage |
| Record Updated | Dec 09, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 732 CHEROKEE DR, RADCLIFF, KY 40160-2204 |
| Document Number | 0002590/17 |
|---|---|
| Date | Nov 19, 2025 |
| Book Page | 2590/17 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46256 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
Source: Hardin County records · Assessment roll updated January 20, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Radcliff City |
| Unified School District | Hardin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,238.00 (+43.95%) Homeowner's exemption Additional exemption filed | $178,300 (+39.19%) Land $19,600 Building $158,700 | $178,300 (+39.19%) Land $19,600 Building $158,700 |
| 2023 | $128,100 (-) Land $19,600 Building $108,500 | $128,100 (-) Land $19,600 Building $108,500 | |
| 2022 | $128,100 Land $19,600 Building $108,500 | $128,100 Land $19,600 Building $108,500 | |
| 2021 | $860.00 |
Source: FEMA National Flood Hazard Layer, Hardin County (20193C), updated May 26, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210930004002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 211 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Brandenburg Communications | Fiber | 1,000 / 1,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: T-Mobile USA, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.
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