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732 Center St, Elgin, IL 60120 Property Records

Kane County property record for 732 Center St, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,921 sqft · built 1928
Lot Size0.158 acres (6,900 sqft)
OwnerIndividual Name on File
Last Sale$163,000 (Jun 2016)
Tax Bill$8,441 (2025)
Deeds & MortgagesJun 2021 Mortgage
Apr 2021 Transfer
Flood ZoneZone X (minimal risk)
APN06-12-301-008

Property Details

APN / Parcel Number

Primary APN06-12-301-008

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,921 sqft Living Area
Gross Area2,958 sqft
Basement Area1,037 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Exterior MaterialBrick
Lot Area6,900 sqft (0.158 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address732 CENTER ST
CityELGIN
StateIL
Zip60120-3719
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPLEASANT VIEW ADDN EXCEPT WEST 50 FT LOT 7
Legal SubdivisionPLEASANT VIEW ADDN
Legal Block2
Legal Lot Number7
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2018
Census Tract850800

Owner

732 Center St is owned and occupied by an individual who acquired it in December 2024.

Source: Kane County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address732 CENTER ST, ELGIN, IL 60120-3719
OccupancyOwner Occupied
Owner TypeIndividual
VestingSurviving Spouse

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Apr 8, 2021Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 7, 2016 · Amount on File
Deed SaleJun 7, 2016 · Amount on File
Prior SaleApr 27, 2012 · Amount on File
Deed Document Number201627916
Last Transfer DateDec 13, 2024
Transfer Doc0000046801
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address732 CENTER ST, ELGIN, IL 60120-3719
Transaction TypeMortgage
Record UpdatedJun 23, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000044538
DateJun 10, 2021
Instrument2021K044538
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateApr 8, 2021
Property Address732 CENTER ST, ELGIN, IL 60120-3719
Document Number0000027285
Instrument DateJun 8, 2020
Instrument2021K027285
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address732 CENTER ST, 732, ELGIN, IL 60120-3719

Transferred To (Grantee/Buyer)

NameVerified Name
Address732 CENTER ST, ELGIN, IL 60120-3719

Tax Assessment & Valuation

The 2025 property tax bill for 732 Center St was $8,441.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,441.00$118,651 (+8.57%) Land $18,083 Building $100,568$356,095 (+8.57%) Land $54,271 Building $301,825
2024$109,286 Land $16,656 Building $92,630$327,989 Land $49,988 Building $278,001
2022$7,285.00 (+4.47%) Homeowner's exemption$90,025 (+6.96%) Land $13,720 Building $76,305$270,075 (+6.96%) Land $41,160 Building $228,915
2021$6,973.00 Homeowner's exemption$84,167 Land $12,827 Building $71,340$252,501 Land $38,481 Building $214,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 732 Center St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 732 Center St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
AT&T
DSL		100 / 20

May also be available: Verizon.

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