Richland County property record for 732 Cedar Ter, Columbia, SC 29209
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,785 sqft · built 1950 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Company Name on Record |
| Last Sale | $130,000 (Aug 2022) |
| Tax Bill | $4,124 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Line of Credit Oct 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16404-08-17 |
| Primary APN | 16404-08-17 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,785 sqft Total Area |
| 1st Floor Area | 1,645 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Raised Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Porch | Slab |
| Porch Area | 140 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 00624417 |
|---|---|
| Street Address | 732 CEDAR TER |
| City | COLUMBIA |
| State | SC |
| Zip | 29209-1606 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RG-2 |
| Legal Description | PT LOTS 10 & 12 61X107.3X24.7X22X61X21.7X24.7X 107.6 #SU |
| Legal Subdivision | PLAT OF THE CEDARS |
| Legal Lot Number | 10 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | COLUMBIA |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 11603 |
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 25723, COLUMBIA, SC 29224-5723 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Aug 16, 2022 | Deed, Transfer · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Oct 1, 2021 | Warranty Deed, Transfer |
| Oct 16, 2018 | Deed of Trust, Construction Loan · Line of Credit BANK OF CLARENDON |
| May 24, 2018 | Warranty Deed, Transfer OTHER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 16, 2022 · Amount on Record |
| Deed Sale | Aug 16, 2022 · Amount on Record |
| Prior Sale | Oct 1, 2021 · Amount on Record |
| Deed Document Number | 202246405 |
| Deed Book / Page | 2771 / 1118 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Aug 16, 2022 |
| Property Address | 732 CEDAR TER, COLUMBIA, SC 29209-1606 |
| Document Number | 0027711118 |
| Book / Page | 2771 / 1118 |
| Map Reference | MB H PG 66 |
| Instrument Date | Aug 12, 2022 |
| Instrument | 2022046405 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $338.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 25723, COLUMBIA, SC 29224-5723 |
| Document Number | 2022046406 |
|---|---|
| Date | Aug 16, 2022 |
| Instrument | 2022046406 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 1, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Oct 1, 2021 |
| Property Address | 732 CEDAR TER, COLUMBIA, SC 29209-1606 |
| Document Number | 0026713993 |
| Book / Page | 2671 / 3993 |
| Map Reference | MB H PG 66 |
| Instrument Date | Sep 28, 2021 |
| Instrument | 2021065933 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $906.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1628 AIBA DRIVE, COLUMBIA, SC 29209-2839 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Oct 16, 2018 |
| Property Address | 732 CEDAR TER, COLUMBIA, SC 29209-1606 |
| Document Number | 2343/2267 |
| Book / Page | 002343 / 002267 |
| Instrument Date | Sep 28, 2018 |
| Instrument | 75579 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 29, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 323 ALEXANDER CIR COLUMBIA SC 29206, COLUMBIA, SC 29206 |
| Document Number | 2343/2267 |
|---|---|
| Date | Oct 16, 2018 |
| Book Page | 002343/002267 |
| Instrument | 75579 |
| Name | BANK OF CLARENDON |
|---|---|
| Type | Bank |
| Address | MANNING, SC 29102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 15, 2019 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | May 24, 2018 |
| Property Address | 732 CEDAR TER, COLUMBIA, SC 29209-1606 |
| Document Number | 2305/3988 |
| Book / Page | 002305 / 003988 |
| Instrument Date | May 23, 2018 |
| Instrument | 35929 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $250.86 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 393 ALEXANDER CIR COLUMBIA SC 292064973, COLUMBIA, SC 29206-4973 |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,124.00 (+10.56%) | $147,700 Land $20,000 Building $127,700 | $147,700 (+9.41%) Land $20,000 Building $127,700 |
| 2023 | $3,730.00 (+88.67%) | $135,000 (+99.12%) | |
| 2021 | $1,977.00 | $4,070 | $67,800 Land $13,200 Building $54,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 6 (2015) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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