732 Bermuda Dr, Forked River, NJ 08731 Property Records

Ocean County and Lacey Township property record for 732 Bermuda Dr, Forked River, NJ 08731

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,223 sqft · built 1974
Lot Size0.319 acres (13,887 sqft)
Owner2 Individual Names on Record
Last Sale$562,000 (Oct 2020)
Tax Bill$12,658 (2025)
Deeds & MortgagesFeb 2022 Line of Credit
Oct 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN13-00120-0000-00010

Property Details

APN / Parcel Number

Primary APN13-00120-0000-00010
Alternative APNs
  • 130012000010
  • 00007379

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,223 sqft Living Area
1st Floor Area2,223 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleRanch
Construction TypeFrame
Roof TypeGable
Roof MaterialAsbestos
Lot Area13,887 sqft (0.319 acres)
Lot Dimensions112 ft deep x 124 ft wide
Garage TypeAttached
Pool TypePool with Hot Tub/Spa
PorchOpen Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number00007379
Street Address732 BERMUDA DR
CityFORKED RIVER
StateNJ
Zip08731-5118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-75
Legal Description124 X 112 EFF
Legal SubdivisionFORKED RIVER BEACH SEC B
Legal Block120
Legal Lot Number10
JurisdictionOCEAN NJ
Township / Civil DivisionLACEY
Census Block Group2
Census Block2024
Census Tract732104

Owner

Source: Ocean County and Lacey Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address732 BERMUDA DR, FORKED RIVER, NJ 08731-5118
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 15, 2022Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Oct 26, 2020Bargain and Sale Deed, Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 26, 2020 · Amount on Record
Deed SaleOct 26, 2020 · Amount on Record
Prior SaleApr 14, 1994 · Amount on Record
Deed Document Number2020123926
Deed Book / Page18122 / 721
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address732 BERMUDA DR, FORKED RIVER, NJ 08731-5118
Transaction TypeMortgage
Record UpdatedNov 4, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address732 BERMUDA DR, FORKED RIVER, NJ 08731-5118

Mortgage

Document Number0189110211
DateFeb 15, 2022
Book Page18911/211
Instrument2022019993
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueFeb 1, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionOCEAN NJ
Recording DateOct 26, 2020
Property Address732 BERMUDA DR, FORKED RIVER, NJ 08731-5118
Document Number0181220721
Book / Page18122 / 721
Instrument DateOct 15, 2020
Instrument2020123926
Transaction TypeTransfer
Record UpdatedNov 3, 2021
Title CompanyWESTCOR LAND TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,203.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address732 BERMUDA DR, 732, FORKED RIVER, NJ 08731-5118

Transferred To (Grantee/Buyer)

NameVerified Name
Address732 BERMUDA DR, FORKED RIVER, NJ 08731-5118

Mortgage

Document Number2020123927
DateOct 26, 2020
Instrument2020123927
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
County SubdivisionLacey Township
Unified School DistrictLacey Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$462,800 (-) Land $270,100 Building $192,700$462,800 (-) Land $270,100 Building $192,700
2025$12,658.00 (+7.94%)$462,800 (-) Land $270,100 Building $192,700$462,800 (-) Land $270,100 Building $192,700
2024$11,727.00 (+11.97%)
2023$462,800 Land $270,100 Building $192,700$462,800 Land $270,100 Building $192,700
2022$10,473.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 295 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies295 in force
Nearby Flood Claims230 (1979–2024)
Claims Outside the SFHA2 of 230
Most Recent ClaimJan 2024
Claims by Event
  • Hurricane Sandy, Nov 2012 · 167 claims
  • Severe Storms And Flooding, Mar 2010 · 2 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 57% of New Jersey
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLACEY TWP MUA
serves 29,000 people · EPA ID NJ1512001
Water SourceGroundwater
Last State InspectionApr 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2023
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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