732 Baker St, Cumberland, MD 21502 Property Records

Allegany County property record for 732 Baker St, Cumberland, MD 21502

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,208 sqft · built 1900
Lot Size	0.089 acres (3,882 sqft)
Owner	2 Individual Names on File
Last Sale	$27,000 (Sep 2026)
Tax Bill	$143 (2025)
Deeds & Mortgages	Sep 2026 Sale Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-028546`

Property Details

APN / Parcel Number

Primary APN	`04-028546`
Alternative APNs	`4028546` `028546`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,208 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,882 sqft (0.089 acres)
Porch	Slab
Porch Area	93 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	028546
Street Address	732 BAKER ST
City	CUMBERLAND
State	MD
Zip	21502-3508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	732 BAKER ST GR0SS & TANZER 31X126 30X128
Jurisdiction	ALLEGANY MD
Township / Civil Division	4, CUMBERLAND
Census Block Group	2
Census Block	2011
Census Tract	600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Rolling Mill Historic District listed 2008 · 163 contributing resources · NRIS 08001215

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

732 Baker St is owned by two individuals who bought it in September 2026.

Source: Allegany County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	797 HART ST, BROOKLYN, NY 11237-3503
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Aug 31, 2022	Deed of Trust, Mortgage CARLOS MONTERO
Jul 14, 2022	Deed, Transfer PREMIER SETTLEMENT AND TITLE SERVICES, PREMIER STLMTS & TTL SVCS LL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2026 · Amount on File
Deed Sale	Sep 25, 2026 · Amount on File
Prior Sale	Jul 14, 2022 · Amount on File
Deed Document Number	2026
Deed Book / Page	3198 / 1
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEGANY MD
Recording Date	Sep 25, 2026
Property Address	732 BAKER ST, CUMBERLAND, MD 21502-3508
Document Number	3198000001
Book / Page	3198 / 1
Instrument Date	Aug 26, 2026
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$27,270.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	797 HART ST, BROOKLYN, NY 11237-3503

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY MD
Property Address	732 BAKER ST, CUMBERLAND, MD 21502-3508
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002812-0174
Date	Aug 31, 2022
Book Page	2812/174

Lender

Name	CARLOS MONTERO
Type	Non-Lending Institution

Agreement

Amount	Amount on Record
Term	13 Months
Due	Aug 31, 2023

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEGANY MD
Recording Date	Jul 14, 2022
Property Address	732 BAKER ST, CUMBERLAND, MD 21502-3508
Document Number	002801-0333
Book / Page	2801 / 333
Instrument Date	Jun 30, 2022
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	PREMIER SETTLEMENT AND TITLE SERVICES, PREMIER STLMTS & TTL SVCS LL

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	7003 LANHAM LN, FORT WASHINGTON, MD 20744-1178

Tax Assessment & Valuation

The 2025 property tax bill for 732 Baker St was $143.

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Municipality	Cumberland City
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,400 Land $3,400 Building $13,000	$16,400 Land $3,400 Building $13,000
2025	$143.00
2023	$129.00	$13,900 Land $3,400 Building $10,500	$13,900 Land $3,400 Building $10,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 732 Baker St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 732 Baker St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
SkyPacket Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Crowsnest Broadband.

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