732 B St, #34, Ramona, CA 92065 Property Records

San Diego County property record for 732 B St, #34, Ramona, CA 92065

Property Summary

Property Type	Multi-Family Dwellings
Details	20 bd · 10 ba · 7,432 sqft · built 1985
Lot Size	0.368 acres (16,026 sqft)
Owner	2 Company Names on Record
Last Sale	$1,765,000 (Jan 2018)
Tax Bill	$31,421 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`281-313-29-00`

Property Details

APN / Parcel Number

Primary APN	`281-313-29-00`
Alternative APN	`2813131300`

Interior

Bedrooms	20 Beds
Full Baths	10 Baths
Units	10 Units
Stories	2 Stories
Building Area	7,432 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Multi-Family
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,026 sqft (0.368 acres)
Lot Dimensions	160 ft deep x 100 ft wide
Garage Type	Open

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	2813131300
Street Address	732 B ST, 34
City	RAMONA
State	CA
Zip	92065-2072
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RMV4
Legal Description	BLK 40 LOTS 6&7 (EX ST WID)ALL OF TR 000644
Legal Subdivision	RAMONA
Legal Tract	000644
Legal Block	40
Legal Lot Number	6,7
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1039
Census Tract	20812

Owner

Source: San Diego County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	12661 PEACHWOOD CT, POWAY, CA 92064-6460
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2018	Deed of Trust, Mortgage · Commercial Mortgage MUFG UNION BANK NA
Dec 26, 2019	Intrafamily Transfer, Transfer · Commercial Mortgage SHINHAN BANK AMERICA
Jan 19, 2018	Grant Deed, Construction Loan · Construction Mortgage MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2018 · Amount on Record
Deed Sale	Jan 19, 2018 · Amount on Record
Prior Sale	Dec 27, 2007 · Amount on Record
Deed Document Number	201823774
Last Transfer Date	Nov 7, 2019
Transfer Doc	0000604971
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	732 B ST # 34, 34, RAMONA, CA 92065-2072
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000466338
Date	Nov 7, 2018
Instrument	2018-0466338

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	BREA, CA 92821

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 26, 2019
Property Address	732 B ST # 34, 34, RAMONA, CA 92065-2072
Document Number	0000604971
Map Reference	MAP 643&644
Instrument Date	Nov 7, 2019
Instrument	2019-0604971
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12661 PEACHWOOD CT, POWAY, CA 92064-6460

Mortgage

Document Number	0000604972
Date	Dec 26, 2019
Instrument	2019-0604972

Lender

Name	SHINHAN BANK AMERICA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 19, 2018
Property Address	732 B ST # 34, 34, RAMONA, CA 92065-2072
Document Number	0000023774
Map Reference	MAP 643&644
Instrument Date	Nov 8, 2017
Instrument	2018-0023774
Transaction Type	Construction Loan
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12661 PEACHWOOD CT, POWAY, CA 92064-6460

Mortgage

Document Number	0000023775
Date	Jan 19, 2018
Instrument	2018-0023775

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,048,429 (+2%) Land $406,202 Building $1,642,227
2025	$31,421.00 (+9.68%)	$2,008,265 (+4.04%) Land $398,238 Building $1,610,027
2023	$28,648.00 (-5.23%)	$1,930,283 Land $382,775 Building $1,547,508
2022	$30,229.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	37 units insured incl. 20 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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