732 7th Ave, Two Harbors, MN 55616 Property Records

Lake County property record for 732 7th Ave, Two Harbors, MN 55616

Property Summary

Property Type	Auto Repair, Garage
Details	1,777 sqft · built 1936
Lot Size	0.09 acres (3,920 sqft)
Owner	Company Name on Record
Last Sale	$200,000 (Apr 2017)
Tax Bill	$2,904 (2026)
Deeds & Mortgages	Jan 2021 Refinance Apr 2017 Sale
APN	`23-7661-34032`

Property Details

APN / Parcel Number

Primary APN	`23-7661-34032`

Interior

Stories	1 Story
Building Area	1,777 sqft Base Area
1st Floor Area	1,777 sqft
Office	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1936
Effective Year Built	Effective 2000
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	75 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	732 7TH AVE
City	TWO HARBORS
State	MN
Zip	55616-1456
Property Category	Commercial
Property Type	Commercial > Retail > Auto Repair, Garage
Legal Description	W 50FT OF LOT 3 BLOCK 34
Legal Subdivision	MINNESOTA IRON COMPANYS FIRST ADDITION
Legal Block	34
Legal Lot Number	3
Jurisdiction	LAKE MN
Township / Civil Division	TWO HARBORS
Census Block Group	2
Census Block	2003
Census Tract	370400

Owner

Source: Lake County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	23 W CENTRAL ENTRANCE, DULUTH, MN 55811-3433
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NORTH SHORE FEDERAL CREDIT UNION
Apr 3, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2017 · Amount on Record
Deed Sale	Apr 3, 2017 · Amount on Record
Prior Sale	Apr 1, 2013 · Amount on Record
Deed Document Number	2017187272
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	732 7TH AVE, TWO HARBORS, MN 55616-1456
Transaction Type	Mortgage
Record Updated	Sep 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000196252
Date	Jan 21, 2021
Instrument	A000196252

Lender

Name	NORTH SHORE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Apr 3, 2017
Property Address	732 7TH AVE, TWO HARBORS, MN 55616-1456
Document Number	A000187272
Instrument Date	Mar 31, 2017
Instrument	A000187272
Transaction Type	Transfer
Record Updated	Sep 23, 2022

Transaction

Amount	Amount Recorded
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
Municipality	Two Harbors City
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,904.00	$137,600 (+20.49%) Land $39,900 Building $97,700	$137,600 (+20.49%) Land $39,900 Building $97,700
2023		$114,200 Land $15,400 Building $98,800	$114,200 Land $15,400 Building $98,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	May 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Two Harbors serves 3,698 people · EPA ID MN1380005
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Zito Media Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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