732 4th St, Clermont, FL 34711 Property Records

Lake County property record for 732 4th St, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,034 sqft · built 1920
Lot Size	0.222 acres (9,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Mar 2019)
Tax Bill	$1,331 (2024)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-22-25-0100-048-00100`

Property Details

APN / Parcel Number

Primary APN	`24-22-25-0100-048-00100`
Alternative APN	`1612748`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,034 sqft Living Area
1st Floor Area	1,034 sqft
Basement Area	664 sqft
Finished Basement	664 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2005
Exterior Material	Asbestos
Construction Type	Steel Frame
Foundation Type	Block
Roof Material	Shingle
Lot Area	9,700 sqft (0.222 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Porch	Porch
Porch Area	218 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	1612748
Street Address	732 4TH ST
City	CLERMONT
State	FL
Zip	34711-2206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLERMONT S 50 FT OF LOTS 1 3 LOTS 2 & 4--LESS S 103FT--BLK 48 PB 8 PG 17 ORB 5144 PG 2244
Legal Range	25E
Legal Township	22S
Legal Section	24
Legal Subdivision	CLERMONT
Legal Tract	100
Legal Block	48
Legal Lot Number	1-4 3
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2039
Census Tract	31312

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	732 4TH ST, CLERMONT, FL 34711-2206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage REALI LOANS INC
Mar 6, 2019	Warranty Deed, Transfer · Conventional with PMI BANK OF ENGLAND

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Mar 6, 2019 · Amount on Record
Deed Sale	Mar 6, 2019 · Amount on Record
Prior Sale	Jun 4, 2004 · Amount on Record
Deed Document Number	2019024840
Deed Book / Page	5244 / 2244
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	732 4TH ST, CLERMONT, FL 34711-2206
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	732 4TH ST, CLERMONT, FL 34711-2206

Mortgage

Document Number	0058541613
Date	Dec 10, 2021
Book Page	5854/1613
Instrument	2021170775

Lender

Name	REALI LOANS INC
Type	Mortgage Company
Address	SAN MATEO, CA 94404

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Mar 6, 2019
Property Address	732 4TH ST, CLERMONT, FL 34711-2206
Document Number	0052442244
Book / Page	005244 / 002244
Instrument Date	Feb 28, 2019
Instrument	24840
Transaction Type	Transfer
Record Updated	Mar 18, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$910.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	732 4TH ST CLERMONT FL 347112206, CLERMONT, FL 34711-2206

Mortgage

Document Number	52442246
Date	Mar 6, 2019
Book Page	005244/002246
Instrument	24841

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$122,500 (+5.98%)	$270,310 (+28.91%) Land $135,000 Building $135,310
2024	$1,331.00 (+3.1%)
2023	$1,291.00 (+4.2%) Homeowner's exemption	$115,590 (+2.99%)	$209,686 (+27.32%) Land $90,000 Building $119,686
2022	$1,239.00 Homeowner's exemption	$112,230	$164,686 Land $45,000 Building $119,686

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: CenturyLink, T-Mobile, Xfinity.

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