732 13th St, Berthoud, CO 80513 Property Records

Larimer County property record for 732 13th St, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,450 sqft · built 2015
Lot Size	0.091 acres (3,945 sqft)
Owner	Individual Name on Record
Last Sale	$327,000 (Jan 2016)
Tax Bill	$3,130 (2025)
Deeds & Mortgages	May 2025 Line of Credit Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`94154-40-003`

Property Details

APN / Parcel Number

Primary APN	`94154-40-003`
Alternative APN	`R1657735`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,450 sqft Living Area
Gross Area	2,637 sqft
Basement Area	725 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Townhouse
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,945 sqft (0.091 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	72 sqft
Patio Area	100 sqft
Balcony Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1657735
Street Address	732 13TH ST
City	BERTHOUD
State	CO
Zip	80513-1129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3, BLOCK 2, AMNDED GATEWAY PARK FIRST FILING PHASE 2 REPLAT B, BER (20150002177)
Legal Range	69W
Legal Township	4N
Legal Section	15
Legal Subdivision	GATEWAY PARK 1ST FIL PH 2 REPLAT B
Legal Block	2
Legal Lot Number	3
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	3
Census Block	3044
Census Tract	2700

Owner

Source: Larimer County records, as of May 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	732 13TH ST, BERTHOUD, CO 80513-1129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2025	Deed of Trust, Mortgage · Line of Credit ADAMS BANK & TRUST
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage ADAMS BK&TR
Sep 4, 2018	Grant Deed, Subdivision Related Transfer COLORADO ESCROW AND TITLE
Nov 17, 2017	Deed of Trust, Mortgage · Line of Credit ADAMS BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2016 · Amount on Record
Deed Sale	Jan 19, 2016 · Amount on Record
Deed Document Number	20163018
Record Updated	Jun 8, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	732 13TH ST, BERTHOUD, CO 80513-1129
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021228
Date	May 14, 2025
Instrument	20250021228

Lender

Name	ADAMS BANK & TRUST
Type	Bank
Address	OGALLALA, NE 69153

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 9, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	732 13TH ST, BERTHOUD, CO 80513-1129
Document Number	0000042570
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	732 13TH ST BERTHOUD CO 805131129, BERTHOUD, CO 80513-1129

Mortgage

Document Number	0000042570
Date	Jun 15, 2020
Instrument	42570

Lender

Name	ADAMS BK&TR
Type	Bank
Address	NORTH PLATTE, NE 69101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2050

September 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Sep 4, 2018
Property Address	732 13TH ST, BERTHOUD, CO 80513-1129
Document Number	0000054643
Instrument Date	Aug 4, 2018
Instrument	54643
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 13, 2018
Title Company	COLORADO ESCROW AND TITLE

Transaction

Amount	Amount Recorded
Tax	$44.95
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	817 BIRDIE DR BERTHOUD CO 80513, BERTHOUD, CO 80513

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	732 13TH ST, BERTHOUD, CO 80513-1129
Document Number	0000078513
Instrument Date	Nov 17, 2017
Transaction Type	Mortgage
Record Updated	Nov 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	732 13TH ST BERTHOUD CO 805131129, BERTHOUD, CO 80513-1129

Mortgage

Document Number	0000078513
Date	Nov 22, 2017
Instrument	78513

Lender

Name	ADAMS BK&TR
Type	Bank
Address	FORT COLLINS, CO 80525

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,130.00 (+31.13%)	$30,938 (+8.5%) Land $7,813 Building $23,125	$495,000 (+16.31%) Land $125,000 Building $370,000
2024	$2,387.00 (+3.69%)
2023	$2,302.00 (-9.08%)	$28,515 (+7.97%) Land $6,968 Building $21,547	$425,600 (+12%) Land $104,000 Building $321,600
2022	$2,532.00	$26,410 Land $6,637 Building $19,773	$380,000 Land $95,500 Building $284,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hilltop Broadband.

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