7319 Furrow Ct, Cherry Valley, IL 61016 Property Records

Winnebago County property record for 7319 Furrow Ct, Cherry Valley, IL 61016

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,848 sqft · built 1982
Lot Size	0.348 acres (15,145 sqft)
Owner	2 Individual Names on Record
Last Sale	$115,000 (Jun 2018)
Tax Bill	$4,858 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`254C223`

Property Details

APN / Parcel Number

Primary APN	`254C223`
Alternative APN	`1602327012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,848 sqft Living Area
1st Floor Area	1,424 sqft
Basement Area	1,424 sqft
Finished Basement	1,424 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Construction Type	Frame
Roof Material	Asphalt
Lot Area	15,145 sqft (0.348 acres)
Garage Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	254C223
Street Address	7319 FURROW CT
City	CHERRY VALLEY
State	IL
Zip	61016-9774
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PLAT 3 VALLEY VIEW FARMS BNG SUB OF PT SW 1/4 SEC 2-43-2 LOT 123
Legal Range	2
Legal Township	43
Legal Section	2
Legal Subdivision	PLAT 3 VALLEY VIEW FARMS
Legal Lot Number	123
Jurisdiction	WINNEBAGO IL
Township / Civil Division	CHERRY VALLEY
Census Block Group	1
Census Block	1019
Census Tract	3705

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7319 FURROW CT, CHERRY VALLEY, IL 61016-9774
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2024	Deed of Trust, Mortgage HUD
Aug 15, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD
Jun 5, 2018	Loan Modification, Mortgage · Conventional with PMI OCWEN LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2018 · Amount on Record
Deed Sale	Jun 5, 2018 · Amount on Record
Prior Sale	Nov 30, 2001 · Amount on Record
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	7319 FURROW CT, CHERRY VALLEY, IL 61016-9774
Transaction Type	Mortgage
Record Updated	May 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009044
Date	Apr 25, 2024
Instrument	2409044

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	480 Months
Due	Apr 1, 2064

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	7319 FURROW CT, CHERRY VALLEY, IL 61016-9774
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025038
Date	Aug 15, 2022
Instrument	2225038

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Aug 1, 2062

Interest

Rate Type	Fixed Rate

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WINNEBAGO IL
Property Address	7319 FURROW CT, CHERRY VALLEY, IL 61016-9774
Document Number	0001015961
Instrument Date	Jun 5, 2018
Transaction Type	Mortgage
Record Updated	Jul 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7319 FURROW CT CHERRY VALLEY IL 610169774, CHERRY VALLEY, IL 61016-9774

Mortgage

Document Number	0001015961
Date	Jun 8, 2018
Instrument	1015961

Lender

Name	OCWEN LN SERVICING
Type	Funding / Finance Company
Address	WEST PALM BEACH, FL 33416-9838

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2048

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Cherry Valley Township
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,858.00	$73,571 (+36.28%) Land $11,484 Building $62,087	$220,713 (+36.28%) Land $34,452 Building $186,261
2022	Homeowner's exemption	$53,987 Land $10,677 Building $43,310	$161,961 Land $32,031 Building $129,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHERRY VALLEY serves 4,731 people · EPA ID IL2010050
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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