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7318 Shallowford Rd, Chattanooga, TN 37421 Property Records

Hamilton County property record for 7318 Shallowford Rd, Chattanooga, TN 37421

Property Summary

Property TypeFast Food Restaurant
Details561 sqft · built 2021
Lot Size0.241 acres (10,529 sqft)
OwnerCompany Name on Record
Last Sale$450,000 (Apr 2022)
Tax Bill$3,207 (2025)
Deeds & MortgagesMay 2022 Mortgage
Apr 2021 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN149H E 006.03

Property Details

APN / Parcel Number

Primary APN149H E 006.03
Alternative APN
  • 0000390036

Interior

Stories1 Story
Building Area561 sqft Total Area

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialWood Siding
Roof TypeWood Truss
Roof MaterialBuilt-Up Asphalt
Lot Area10,529 sqft (0.241 acres)

Location & Zoning

Account Number0000390036
Street Address7318 SHALLOWFORD RD
CityCHATTANOOGA
StateTN
Zip37421-2626
Property CategoryCommercial
Property TypeCommercial > Retail > Fast Food Restaurant
Local Zoning CodeC2
Legal DescriptionLT 1A SCOOTERS SUB PB 119 PG 25 OUT OF 149H E 006.01 FOR 2021
Legal SubdivisionSCOOTER SUBDIVISION
Legal Lot Number1
JurisdictionHAMILTON TN
Township / Civil Division8
Census Block Group2
Census Block2000
Census Tract11446

Owner

Source: Hamilton County records, as of April 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address6131 SHALLOWFORD RD, 101, CHATTANOOGA, TN 37421-7807
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
May 27, 2022Deed of Trust, Mortgage · Commercial Mortgage
TOWER COMMUNITY BANK
Apr 26, 2021Special Warranty Deed, Transfer · Line of Credit
TOWER COMMUNITY BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 26, 2022 · Amount on Record
Deed SaleApr 26, 2022 · Amount on Record
Prior SaleApr 26, 2021 · Amount on Record
Deed Document Number2022133
Deed Book / Page12934 / 550
Record UpdatedJun 8, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address7318 SHALLOWFORD RD, CHATTANOOGA, TN 37421-2626
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000048
DateMay 27, 2022
Book Page12973/327
Instrument2022052700048
Lender
NameTOWER COMMUNITY BANK
TypeBank
AddressJASPER, TN 37347
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

April 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionHAMILTON TN
Recording DateApr 26, 2021
Property Address7318 SHALLOWFORD RD, CHATTANOOGA, TN 37421-2626
Document Number0000000133
Book / Page12934 / 550
Map ReferenceMB 119 PG 25
Instrument2021042600133
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyCUMBERLAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,665.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7443 COMMONS BLVD # 102, 102, CHATTANOOGA, TN 37421-2895
InvestorPossibly a Property Investor

Mortgage

Document Number0129340555
DateApr 26, 2021
Instrument12934-0555
Lender
NameTOWER COMMUNITY BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term134 Months
DueJun 4, 2032

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,207.00 (-8.68%)$211,600 (+34.78%)$529,000 (+34.78%) Land $315,800 Building $213,200
2024$3,512.00$157,000 (-)$392,500 (-) Land $263,100 Building $129,400
2023$3,512.00$157,000 (-)$392,500 (-) Land $263,100 Building $129,400
2022$3,512.00$157,000$392,500 Land $263,100 Building $129,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber		100,000 / 100,000
Xfinity
Cable		1,200 / 35
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: Verizon.

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