7316 Topping St, Roanoke, VA 24019 Property Records

Roanoke County property record for 7316 Topping St, Roanoke, VA 24019

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,258 sqft · built 1997
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on Record
Tax Bill$3,653 (2026)
Deeds & MortgagesMar 2024 Mortgage
Oct 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN027.15-03-07

Property Details

APN / Parcel Number

Primary APN027.15-03-07
Alternative APNs
  • 000006993
  • 02715 3 7

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,258 sqft Finished Area
Gross Area2,690 sqft
1st Floor Area1,202 sqft
Basement Area1,056 sqft
Finished Basement1,056 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleSplit Foyer
Exterior MaterialCombination
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,454 sqft (0.24 acres)

Exterior Amenities

PorchSlab
Porch Area24 sqft
Deck Area144 sqft
Patio Area264 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number000006993
Street Address7316 TOPPING ST
CityROANOKE
StateVA
Zip24019-4340
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 8A BLK 3 SUMMERDEAN
Legal SubdivisionSUMMERDEAN I
Legal Block3
Legal Lot Number8A
JurisdictionROANOKE VA
Township / Civil DivisionHOLLINS
Census Block Group1
Census Block1019
Census Tract30203

Owner

Source: Roanoke County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7316 TOPPING ST, ROANOKE, VA 24019-4340
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2024Deed of Trust, Mortgage · VA Mortgage
NEW DAY FINANCIAL LLC
Oct 8, 2019Deed of Trust, Mortgage · Conventional with PMI
FREEDOM MTG
Mar 1, 2018Deed of Trust, Mortgage · VA Mortgage
FREEDOM MTG
May 4, 2017Grant Deed, Transfer · VA Mortgage
CITYWORTH MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROANOKE VA
Property Address7316 TOPPING ST, ROANOKE, VA 24019-4340
Transaction TypeMortgage
Record UpdatedApr 11, 2024
Title CompanyNOT AVAILABLE, AMERICAS SETTLEMENT COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address7316 TOPPING ST, HOLLINS, VA 24019-4340
InvestorPossibly a Property Investor

Mortgage

Document Number0000002129
DateMar 28, 2024
Instrument202402129
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
AddressWEST PALM BEACH, FL 33401
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROANOKE VA
Property Address7316 TOPPING ST, ROANOKE, VA 24019-4340
Document Number0000010474
Instrument DateOct 8, 2019
Transaction TypeMortgage
Record UpdatedNov 18, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7316 TOPPING ST ROANOKE VA 240194340, ROANOKE, VA 24019-4340

Mortgage

Document Number0000010474
DateOct 24, 2019
Instrument10474
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term336 Months
DueOct 23, 2047

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROANOKE VA
Property Address7316 TOPPING ST, ROANOKE, VA 24019-4340
Document Number0000002361
Instrument DateMar 1, 2018
Transaction TypeMortgage
Record UpdatedApr 3, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address7316 TOPPING ST ROANOKE VA 240194340, ROANOKE, VA 24019-4340

Mortgage

Document Number0000002361
DateMar 16, 2018
Instrument2361
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 15, 2048

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionROANOKE VA
Recording DateMay 4, 2017
Property Address7316 TOPPING ST, ROANOKE, VA 24019-4340
Document Number0000004589
Instrument DateMay 3, 2017
Instrument4589
Transaction TypeTransfer
Record UpdatedMay 17, 2017
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$215.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address7316 TOPPING ST ROANOKE VA 240194340, ROANOKE, VA 24019-4340

Mortgage

Document Number4590
DateMay 4, 2017
Instrument4590
Lender
NameCITYWORTH MTG
TypeMortgage Company
AddressFAIRFAX, VA 22033
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 3, 2047

Tax Assessment & Valuation

Source: Roanoke County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyRoanoke County
Unified School DistrictRoanoke County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,653.00 (+3%)$354,700 (+33.8%) Land $55,000 Building $299,700$354,700 (+33.8%) Land $55,000 Building $299,700
2023$2,810.00$265,100 Land $40,000 Building $225,100$265,100 Land $40,000 Building $225,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies41 units insured
incl. 18 condo units
Nearby Flood Claims25 (1978–2022)
Claims Outside the SFHA11 of 25
Most Recent ClaimAug 2022 · rainfall accumulation
Claims by Event
  • Severe Storms & Flooding, Apr 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERN VIRGINIA WATER AUTHORITY
serves 182,700 people · EPA ID VA2770900
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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