7316 Southwind Dr, Biloxi, MS 39532 Property Records

Jackson County property record for 7316 Southwind Dr, Biloxi, MS 39532

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,512 sqft · built 2005
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$199,200 (Jun 2018)
Tax Bill	$1,922 (2025)
Deeds & Mortgages	Jun 2022 Loan Modification Jan 2020 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`796.14-00-0079.01`

Property Details

APN / Parcel Number

Primary APN	`796.14-00-0079.01`
Alternative APNs	`06371101.000` `075927`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,512 sqft Heated Area
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Shingle
Lot Area	11,761 sqft (0.27 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	7316 SOUTHWIND DR
City	BILOXI
State	MS
Zip	39532-5753
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK K PORTEAUX BAY VILLAGE S/D PH VII PB 22-20 DB 1892-642 (79.01 MAP796.14)
Legal Range	9W
Legal Township	7S
Legal Section	14
Legal Subdivision	PORTEAUX BAY VILLAGE
Legal Phase	5
Legal Block	K
Legal Lot Number	1
Jurisdiction	JACKSON MS
Township / Civil Division	4
Census Block Group	3
Census Block	3001
Census Tract	40302

Owner

7316 Southwind Dr is owned and occupied by an individual who bought it in June 2018.

Source: Jackson County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	7316 SOUTHWIND DR, BILOXI, MS 39532-5753
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2022	Deed of Trust, Mortgage · Loan Modification USAA FSB
Jan 24, 2020	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Jun 27, 2018	Deed of Trust, Mortgage USAA FEDERAL SAVINGS BANK
Jun 27, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2018 · Amount on File
Deed Sale	Jun 27, 2018 · Amount on File
Prior Sale	Nov 13, 2009 · Amount on File
Deed Document Number	201812077
Deed Book / Page	1892 / 642
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	7316 SOUTHWIND DR, BILOXI, MS 39532-5753
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003911/526
Date	Jun 1, 2022
Book Page	3911/526
Instrument	202211990

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Loan Modification
Amount	Amount on Record

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	7316 SOUTHWIND DR, BILOXI, MS 39532-5753
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3643/712
Date	Jan 24, 2020
Book Page	3643/712
Instrument	20202001653

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	7316 SOUTHWIND DR, BILOXI, MS 39532-5753
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003520/0000000128
Date	Jun 27, 2018
Book Page	0000003520/0000000128
Instrument	201812078

Lender

Name	USAA FEDERAL SAVINGS BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	355 Months
Due	Jan 1, 2048

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MS
Recording Date	Jun 27, 2018
Property Address	7316 SOUTHWIND DR, BILOXI, MS 39532-5753
Document Number	001892/642
Book / Page	1892 / 642
Instrument Date	Jun 26, 2018
Instrument	201812077
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7316 SOUTHWIND DR, BILOXI, MS 39532-5753

Tax Assessment & Valuation

The 2025 property tax bill for 7316 Southwind Dr was $1,922, down 1.3% from the year before.

Source: Jackson County assessment roll, as of March 20, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,922.00 (-1.33%)	$15,961 (-0.17%) Land $1,832 Building $14,129	$106,403 (-0.17%) Land $12,210 Building $94,193
2024	$1,948.00 (+0.46%)	$15,988 (-) Land $1,776 Building $14,212	$106,582 (-) Land $11,840 Building $94,742
2023	$1,939.00 (+2.27%)	$15,988 (+0.01%) Land $1,776 Building $14,212	$106,582 (-) Land $11,840 Building $94,742
2022	$1,896.00	$15,987	$106,582 Land $11,840 Building $94,742

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7316 Southwind Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	18.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 169 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	169 in force
Nearby Flood Claims	31 (2005–2026)
Most Recent Claim	Jun 2026 · rainfall accumulation
Claims by Event	Hurricane Zeta, Oct 2020 · 21 claims Hurricane Katrina, Aug 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7316 Southwind Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST JACKSON CO UTILITY DIST serves 28,544 people · EPA ID MS0300156
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Singing River Connect Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50

May also be available: Verizon.

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