7316 Lapeer Rd, Davison, MI 48423 Property Records

Genesee County property record for 7316 Lapeer Rd, Davison, MI 48423

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,620 sqft · built 1978
Lot Size	3.33 acres (145,055 sqft)
Owner	Individual Name on File
Last Sale	$219,000 (Nov 2021)
Tax Bill	$3,370 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-18-400-009`

Property Details

APN / Parcel Number

Primary APN	`05-18-400-009`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,620 sqft Living Area
1st Floor Area	1,080 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	145,055 sqft (3.33 acres)
Lot Dimensions	1,320 ft deep x 110 ft wide
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7316 LAPEER RD
City	DAVISON
State	MI
Zip	48423-2533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NOT AVAILA
Legal Description	E 110 FT OF W 550 FT OF N 80 RDS OF THAT PART OF W 1/2 OF W 1/2 OF SE 1/4 LYING S OF LAPEER RD SEC 18 T7N R8E
Legal Range	08E
Legal Township	07N
Legal Section	18
Jurisdiction	GENESEE MI
Township / Civil Division	DAVISON
Census Block Group	1
Census Block	1017
Census Tract	11612

Owner

7316 Lapeer Rd is owned and occupied by an individual who bought it in November 2021.

Source: Genesee County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	7316 LAPEER RD, DAVISON, MI 48423-2533
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 12, 2021	Deed of Trust, Mortgage · FHA Mortgage UNIVERSITY LENDING GROUP LLC
Nov 23, 2021	Warranty Deed, Transfer
Mar 19, 2021	Intrafamily Transfer, Transfer · Line of Credit JOLT CREDIT UNION
Aug 23, 2017	Deed of Trust, Mortgage · Line of Credit MICHIGAN H/O ASSISTANCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2021 · Amount on File
Deed Sale	Nov 23, 2021 · Amount on File
Deed Document Number	202189943
Prior Transfer Date	Dec 4, 2020
Prior Transfer Doc	0000018739
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	7316 LAPEER RD, DAVISON, MI 48423-2533
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7316 LAPEER RD, DAVISON, MI 48423-2533

Mortgage

Document Number	0000005156
Date	Feb 6, 2024
Instrument	202402060005156

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	334 Months
Due	Dec 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	7316 LAPEER RD, DAVISON, MI 48423-2533
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3426 BALD MOUNTAIN RD, LAKE ORION, MI 48360-2400

Mortgage

Document Number	0000087654
Date	Nov 12, 2021
Instrument	202111120087654

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48034

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Nov 23, 2021
Property Address	7316 LAPEER RD, DAVISON, MI 48423-2533
Document Number	0000089943
Instrument Date	Nov 8, 2021
Instrument	202111230089943
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Amount	Amount on Record
Tax	$1,883.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7316 LAPEER RD, 7316, DAVISON, MI 48423-2533

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3426 BALD MOUNTAIN RD, LAKE ORION, MI 48360-2400

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Mar 19, 2021
Property Address	7316 LAPEER RD, DAVISON, MI 48423-2533
Document Number	202103190018739
Instrument Date	Dec 4, 2020
Instrument	202103190018739
Transaction Type	Transfer
Record Updated	May 26, 2021
Title Company	SAGINAW BAY AREA TITLE, SAGINAW BAY AREA TITLLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7316 LAPEER RD, DAVISON, MI 48423-2533

Mortgage

Document Number	202103190018740
Date	Mar 19, 2021
Instrument	202103190018740

Lender

Name	JOLT CREDIT UNION
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	177 Months
Due	Dec 4, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	7316 LAPEER RD, DAVISON, MI 48423-2533
Document Number	0000058082
Instrument Date	Aug 23, 2017
Transaction Type	Mortgage
Record Updated	Sep 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	7316 LAPEER RD DAVISON MI 484232533, DAVISON, MI 48423-2533

Mortgage

Document Number	0000058082
Date	Sep 5, 2017
Instrument	58082

Lender

Name	MICHIGAN H/O ASSISTANCE
Address	LANSING, MI 48912

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 7316 Lapeer Rd was $3,370 with a homeowner's exemption, up 2.8% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Davison Township
Unified School District	Davison Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$114,200 (+5.16%) Land $24,300 Building $89,900	$228,400 (+5.16%) Land $48,600 Building $179,800
2025	$3,370.00 (+2.81%) Homeowner's exemption	$108,600	$217,200
2024	$3,278.00
2023		$97,600	$195,200
2019	$2,224.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7316 Lapeer Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2023–2024)
Most Recent Claim	Jul 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7316 Lapeer Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEE COUNTY WATER SYSTEM serves 73,726 people · EPA ID MI0002615
Water Source	Purchased surface water from KAREGNONDI WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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