7316 Gerald Ave, Lincoln, NE 68516 Property Records

Lancaster County property record for 7316 Gerald Ave, Lincoln, NE 68516

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,005 sqft · built 2018
Lot Size	0.185 acres (8,048 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (Aug 2025)
Tax Bill	$6,564 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-27-323-004-000`

Property Details

APN / Parcel Number

Primary APN	`16-27-323-004-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	3,005 sqft Living Area
Gross Area	4,342 sqft
1st Floor Area	1,705 sqft
Basement Area	1,705 sqft
Finished Basement	1,300 sqft
Unfinished Basement	405 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	8,048 sqft (0.185 acres)
Garage Type	Attached
Garage Area	722 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	536 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	7316 GERALD AVE
City	LINCOLN
State	NE
Zip	68516-7766
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	GRANDVIEW ESTATES 1ST ADDITION, BLOCK 5, LOT 4
Legal Subdivision	GRANDVIEW ESTATES 1ST ADDITION
Legal Block	5
Legal Lot Number	4
Jurisdiction	LANCASTER NE
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1031
Census Tract	3725

Owner

Source: Lancaster County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7316 GERALD AVE, LINCOLN, NE 68516-7766
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage LINCOLN FEDERAL SAVINGS BANK OF NEBRASKA
Oct 21, 2022	Warranty Deed, Transfer · Conventional Mortgage COGENT BANK
Aug 21, 2018	Grant Deed, Subdivision Related Transfer NEBRASKA TITLE
Jan 8, 2018	Warranty Deed, Construction Loan · Line of Credit UNION BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2025 · Amount on Record
Deed Sale	Aug 14, 2025 · Amount on Record
Prior Sale	Oct 21, 2022 · Amount on Record
Deed Document Number	202526958
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER NE
Property Address	7316 GERALD AVE, LINCOLN, NE 68516-7766
Transaction Type	Mortgage
Record Updated	Sep 26, 2025
Title Company	PLATINUM TITLE LLC, PLATINUM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7316 GERALD AVE, LINCOLN, NE 68516-7766
Investor	Possibly a Property Investor

Mortgage

Document Number	0000031371
Date	Sep 17, 2025
Instrument	2025031371

Lender

Name	LINCOLN FEDERAL SAVINGS BANK OF NEBRASKA
Type	Bank
Address	LINCOLN, NE 68520

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER NE
Recording Date	Oct 21, 2022
Property Address	7316 GERALD AVE, LINCOLN, NE 68516-7766
Document Number	0000044050
Instrument Date	Oct 19, 2022
Instrument	2022044050
Transaction Type	Transfer
Record Updated	Nov 2, 2022
Title Company	INVESTORS TITLE INSURANCE COMPANY-NEBRASKA, INVESTORS TTL INS CO NEBRAKA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,091.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000044051
Date	Oct 21, 2022
Instrument	2022044051

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

August 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER NE
Recording Date	Aug 21, 2018
Property Address	7316 GERALD AVE, LINCOLN, NE 68516-7766
Document Number	0000032963
Instrument Date	Aug 20, 2018
Instrument	32963
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 7, 2018
Title Company	NEBRASKA TITLE

Transaction

Amount	Amount Recorded
Tax	$882.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7316 GERALD AVE LINCOLN NE 685167766, LINCOLN, NE 68516-7766

January 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LANCASTER NE
Recording Date	Jan 8, 2018
Property Address	7316 GERALD AVE, LINCOLN, NE 68516-7766
Document Number	0000000912
Instrument Date	Jan 5, 2018
Instrument	912
Transaction Type	Construction Loan
Record Updated	Aug 30, 2018
Title Company	UNION TITLE CORPORATION

Transaction

Amount	Amount Recorded
Tax	$180.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7316 GERALD AVE LINCOLN NE 685167766, LINCOLN, NE 68516-7766

Mortgage

Document Number	913
Date	Jan 8, 2018
Instrument	913

Lender

Name	UNION BK&TR
Type	Bank
Address	LINCOLN, NE 68501-2535

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Lancaster County
Municipality	Lincoln City
Unified School District	Lincoln Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,564.00 (-13.55%)	$523,500 (+12.03%) Land $97,500 Building $426,000	$523,500 (+12.03%) Land $97,500 Building $426,000
2023	$7,593.00 (+12.94%)	$467,300 (+26.91%) Land $97,500 Building $369,800	$467,300 (+26.91%) Land $97,500 Building $369,800
2022	$6,723.00	$368,200 Land $65,000 Building $303,200	$368,200 Land $65,000 Building $303,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Nebraska
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 296,000 people · EPA ID NE3110926
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Windstream Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Big Red Communications, Verizon.

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