7315 Three Chopt Rd, Richmond, VA 23226 Property Records

Henrico County property record for 7315 Three Chopt Rd, Richmond, VA 23226

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,028 sqft · built 1947
Lot Size0.24 acres (10,459 sqft)
OwnerIndividual Name on Record
Last Sale$290,000 (Mar 2010)
Tax Bill$4,843 (2026)
Deeds & MortgagesMay 2022 Second Mortgage
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN762-741-7969

Property Details

APN / Parcel Number

Primary APN762-741-7969
Alternative APN
  • MA0378475

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,028 sqft Living Area
Gross Area2,154 sqft
1st Floor Area1,014 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1976
Architectural StyleColonial
Exterior MaterialBrick
Foundation TypeRaised
Roof MaterialSlate
Lot Area10,459 sqft (0.24 acres)
Lot Dimensions140 ft deep x 75 ft wide
PorchPatio
Porch Area702 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account NumberMA0378475
Street Address7315 THREE CHOPT RD
CityRICHMOND
StateVA
Zip23226-3716
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal Description0102010000C 0032; SUNSET HILLS SC A LT 32 94 A1 13
Legal SubdivisionSUNSET HILLS
Legal Lot Number32,94
JurisdictionHENRICO VA
Township / Civil DivisionTUCKAHOE
Census Block Group4
Census Block4020
Census Tract200202

Owner

Source: Henrico County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7315 THREE CHOPT RD, RICHMOND, VA 23226-3716
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 24, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
HENRICO FEDERAL CREDIT UNION
Sep 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
C & F SELECT LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 8, 2010 · Amount on Record
Deed SaleMar 8, 2010 · Amount on Record
Prior SaleJul 1, 2003 · Amount on Record
Deed Book / Page4744 / 1885
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENRICO VA
Property Address7315 THREE CHOPT RD, RICHMOND, VA 23226-3716
Transaction TypeMortgage
Record UpdatedJun 8, 2022
Title CompanyTITLEWORKS OF VIRGINIA INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0063762435
DateMay 24, 2022
Book Page6376/2435
Instrument202200019137
Lender
NameHENRICO FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueMay 31, 2037
Interest
Rate TypeFixed Rate

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENRICO VA
Property Address7315 THREE CHOPT RD, RICHMOND, VA 23226-3716
Document Number6068351
Instrument DateSep 29, 2020
Transaction TypeMortgage
Record UpdatedOct 20, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7315 THREE CHOPT RD RICHMOND VA 232263716, RICHMOND, VA 23226-3716

Mortgage

Document Number6068351
DateOct 5, 2020
Book Page006068/000351
Instrument41039
Lender
NameC & F SELECT LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 4, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Henrico County assessment roll, as of June 8, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyHenrico County
Unified School DistrictHenrico County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,843.00 (+12.29%)$579,600 (+14.21%) Land $144,000 Building $435,600$579,600 (+14.21%) Land $144,000 Building $435,600
2025$507,500 (-) Land $126,000 Building $381,500$507,500 (-) Land $126,000 Building $381,500
2023$4,313.00$507,500 Land $126,000 Building $381,500$507,500 Land $126,000 Building $381,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHENRICO COUNTY WATER SYSTEM
serves 330,000 people · EPA ID VA4087125
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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