7315 Potter Rd, Matthews, NC 28104 Property Records

Union County property record for 7315 Potter Rd, Matthews, NC 28104

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,344 sqft · built 1988
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Aug 2022)
Tax Bill	$2,169 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-138-168`

Property Details

APN / Parcel Number

Primary APN	`07-138-168`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,344 sqft Living Area
Gross Area	2,476 sqft
1st Floor Area	1,882 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	116 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	7315 POTTER RD
City	MATTHEWS
State	NC
Zip	28104-0540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40 WEDDI
Legal Description	#59 WELLINGTON PLACE SECT 2 7315 POTTERS RD
Legal Subdivision	WELLINGTON PLACE
Legal Lot Number	59
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	1
Census Block	1021
Census Tract	20315

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7315 POTTER RD, MATTHEWS, NC 28104-0540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK
Apr 2, 2026	Deed of Trust · Line of Credit SOUTH STATE BANK
Aug 23, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2022 · Amount on Record
Deed Sale	Aug 23, 2022 · Amount on Record
Prior Sale	Oct 7, 1997
Deed Document Number	202229763
Deed Book / Page	8554 / 580
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Recording Date	Apr 2, 2026
Property Address	7315 POTTER RD, MATTHEWS, NC 28104-0540
Document Number	0009342294
Book / Page	9342 / 294
Instrument Date	Mar 3, 2026
Instrument	20268912
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7315 POTTER RD, MATTHEWS, NC 28104-0540

Mortgage

Document Number	0000008912,
Date	Apr 2, 2026
Book Page	9342/294
Instrument	20268912

Lender

Name	SOUTH STATE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 20, 2036

Interest

Rate	6.11%
Max Rate	-1%

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	UNION NC
Recording Date	Apr 2, 2026
Property Address	7315 POTTER RD, MATTHEWS, NC 28104-0540
Document Number	0000008912
Book / Page	9342 / 294
Instrument Date	Mar 3, 2026
Instrument	20268912
Record Updated	Apr 17, 2026
Title Company	LENDER RECORDING SERVICES, LENDER RECORDING SERVICES (R

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7315 POTTER RD, MATTHEWS, NC 28104-0540

Mortgage

Document Number	0000008912,
Date	Apr 2, 2026
Book Page	9342/294
Instrument	20268912

Lender

Name	SOUTH STATE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 20, 2036

Interest

Rate	6.11%
Max Rate	-1%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 23, 2022
Property Address	7315 POTTER RD, MATTHEWS, NC 28104-0540
Document Number	0008554580
Book / Page	8554 / 580
Map Reference	CAB B FILE 246-A
Instrument Date	Aug 23, 2022
Instrument	29763
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2006 PARROTHEAD DR, 2006, MONROE, NC 28110-5733

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5004 CEDAR PARK CT, MONROE, NC 28110-8505

Mortgage

Document Number	0000029764
Date	Aug 23, 2022
Instrument	29764

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Weddington Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$434,200 (-) Land $86,100 Building $348,100	$434,200 (-) Land $86,100 Building $348,100
2025	$2,169.00 (-7.51%)	$434,200 (+17.19%) Land $86,100 Building $348,100	$434,200 (+17.19%) Land $86,100 Building $348,100
2023	$2,345.00	$370,500 Land $69,100 Building $301,400	$370,500 Land $69,100 Building $301,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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