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7315 Islander Ln, Hudson, FL 34667 Property Records

Pasco County property record for 7315 Islander Ln, Hudson, FL 34667

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,072 sqft · built 1978
Lot Size0.138 acres (6,000 sqft)
Owner2 Individual Names on File
Last Sale$265,000 (Oct 2020)
Tax Bill$3,323 (2025)
Deeds & MortgagesFeb 2023 Second Mortgage
Oct 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN22-24-16-0050-00000-2870

Property Details

APN / Parcel Number

Primary APN22-24-16-0050-00000-2870
Alternative APNs
  • 1624220050000002870
  • 1430202

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,072 sqft Living Area
Gross Area1,492 sqft
1st Floor Area1,072 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,000 sqft (0.138 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area420 sqft
DrivewayConcrete Driveway
Driveway Area560 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area52 sqft
Patio Area216 sqft
Loading Dock1 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address7315 ISLANDER LN
CityHUDSON
StateFL
Zip34667-3966
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionSEA PINES UNIT 3 ADD UNREC PLAT LOT 287 DESC AS COM SE COR NE 1/4 TH N 89DEG3655W 2671.29FT TH N 46DEG1531E 1213.67FT TH N 89DEG3655W 1892.04FT TH S 00DEG2305W 340.00FT TH S 89DEG3655E 120.00FT FOR POB TH N 00DEG2305E 100.00FT TH S 89DEG3655E 60.00FT
Legal Range16E
Legal Township24S
Legal Section22
Legal SubdivisionSEA PINES UNRECORDED
Legal Tract50
Legal Lot Number287
Legal Unit3
JurisdictionPASCO FL
Township / Civil DivisionPORT RICHEY
Census Block Group1
Census Block1002
Census Tract30102

Owner

7315 Islander Ln is owned and occupied by two individuals who bought it in October 2020.

Source: Pasco County records, as of June 9, 2026

Owner of Record2 Individual Names on File
Mailing Address7315 ISLANDER LN, HUDSON, FL 34667-3966
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NAVY FCU
Oct 30, 2020Warranty Deed, Transfer · FHA Mortgage
EMM LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 30, 2020 · Amount on File
Deed SaleOct 30, 2020 · Amount on File
Prior SaleJun 16, 2016 · Amount on File
Deed Document Number2020183657
Deed Book / Page10206 / 3640
Prior Transfer DateMar 7, 2005
Prior Transfer Doc0063451165
Record UpdatedOct 29, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address7315 ISLANDER LN, HUDSON, FL 34667-3966
Transaction TypeMortgage
Record UpdatedMar 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address7315 ISLANDER LN, HUDSON, FL 34667-3966

Mortgage

Document Number0107653951
DateFeb 10, 2023
Book Page10765/3951
Instrument2023025259
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term240 Months
DueFeb 1, 2043

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateOct 30, 2020
Property Address7315 ISLANDER LN, HUDSON, FL 34667-3966
Document Number0102063640
Book / Page10206 / 3640
Instrument DateOct 13, 2020
Instrument2020183657
Transaction TypeTransfer
Record UpdatedDec 13, 2021
Title CompanyAMERICAS TITLE CORPORATION

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,855.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address21540 TEARDROP RD, 21540, DEVILS ELBOW, MO 65457-2103

Transferred To (Grantee/Buyer)

NameVerified Name
Address7315 ISLANDER LN, HUDSON, FL 34667-3966

Mortgage

Document Number102063642
DateOct 30, 2020
Instrument10206/3642
Lender
NameEMM LOANS LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 7315 Islander Ln was $3,323 with a homeowner's exemption, up 2.6% from the year before.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$232,870 (+2.9%)$287,706 (-1.45%) Land $104,520 Building $183,186
2025$3,323.00 (+2.59%) Homeowner's exemption$226,310 Land $104,520 Building $121,790$291,944 Land $104,520 Building $187,424
2024$3,239.00 (+3.98%)
2023$3,115.00 (+11.49%) Additional exemption filed$213,540 (+3%) Land $92,640 Building $120,900$281,478 (+20.46%) Land $92,640 Building $188,838
2022$2,794.00 Homeowner's exemption$207,324 Land $77,220 Building $130,104$233,664 Land $77,220 Building $156,444

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7315 Islander Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 231 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies231 in force
Nearby Flood Claims475 (1985–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Oct 2024 · 210 claims
  • Hurricane Idalia, Sep 2023 · 34 claims
  • Hurricane Hermine, Sep 2016 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7315 Islander Ln is high, ranking above 75% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · above 61% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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