7315 Garfield St, Savannah, GA 31406 Property Records

Chatham County property record for 7315 Garfield St, Savannah, GA 31406

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,180 sqft · built 1992
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$224,000 (Sep 2022)
Tax Bill	$3,120 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1-0375-08-037`

Property Details

APN / Parcel Number

Primary APN	`1-0375-08-037`
Alternative APN	`M182M270`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,180 sqft Living Area
1st Floor Area	740 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2000
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Area	286 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	268 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	7315 GARFIELD ST
City	SAVANNAH
State	GA
Zip	31406-5147
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOTS 1 & 2 BLOCK 154 HOMESTEAD PARK 50 X 100
Legal Subdivision	PLANTERS COMMON
Legal Block	154
Legal Lot Number	1-2
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	2
Census Block	2011
Census Tract	10200

Owner

7315 Garfield St is owned and occupied by an individual who bought it in September 2022.

Source: Chatham County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	7315 GARFIELD ST, SAVANNAH, GA 31406-5147
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES
Sep 2, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER
Sep 2, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER
Jul 7, 2020	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2022 · Amount on File
Deed Sale	Sep 6, 2022 · Amount on File
Prior Sale	Jul 7, 2020 · Amount on File
Deed Document Number	202210666
Deed Book / Page	2905 / 632
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	7315 GARFIELD ST, SAVANNAH, GA 31406-5147
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7315 GARFIELD ST, SAVANNAH, GA 31406-5147

Mortgage

Document Number	0038570274
Date	Dec 16, 2025
Book Page	0000003857/0000000274

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	Jan 1, 2065

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Sep 2, 2022
Property Address	7315 GARFIELD ST, SAVANNAH, GA 31406-5147
Document Number	0029050632
Book / Page	2905 / 632
Instrument Date	Sep 2, 2022
Instrument	2022-010666
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7315 GARFIELD ST, SAVANNAH, GA 31406-5147

Mortgage

Document Number	0029050634
Date	Sep 6, 2022
Book Page	0000002905/0000000634

Lender

Name	MORTGAGE RESEARCH CENTER

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Sep 2, 2022
Property Address	7315 GARFIELD ST, SAVANNAH, GA 31406-5147
Document Number	0029050632
Book / Page	2905 / 632
Instrument Date	Sep 2, 2022
Instrument	2022-010666
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7315 GARFIELD ST, SAVANNAH, GA 31406-5147

Mortgage

Document Number	0002905634
Date	Sep 2, 2022
Instrument	2905/634

Lender

Name	MORTGAGE RESEARCH CENTER

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	352 Months
Due	Jan 1, 2052

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jul 7, 2020
Property Address	7315 GARFIELD ST, SAVANNAH, GA 31406-5147
Document Number	0019800700
Book / Page	1980 / 700
Instrument Date	Jul 7, 2020
Instrument	2020-006399
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7315 GARFIELD ST, SAVANNAH, GA 31406-5147

Mortgage

Document Number	0019800702
Date	Jul 7, 2020
Book Page	0000001980/0000000702

Lender

Name	QUICKEN LOANS

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 7315 Garfield St was $3,120.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,760 (+1.95%) Land $18,000 Building $67,760	$214,400 (+1.95%) Land $45,000 Building $169,400
2025	$3,120.00	$84,120 Land $18,000 Building $66,120	$210,300 Land $45,000 Building $165,300
2023		$79,960 (+45.38%) Land $16,000 Building $63,960	$199,900 (+45.38%) Land $40,000 Building $159,900
2022		$55,000 Land $6,800 Building $48,200	$137,500 Land $17,000 Building $120,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7315 Garfield St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	7 (1999–2021)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Sep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7315 Garfield St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN OF ROBIN HOOD private · serves 5,000 people · EPA ID GA0510109
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ClearWave, IQ Fiber.

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