Spokane County property record for 7315 E 13th Ct, Spokane, WA 99212
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,452 sqft · built 2016 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $291,000 (Oct 2019) |
| Tax Bill | $4,625 (2026) |
| Deeds & Mortgages | Jan 2026 Line of Credit Feb 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35244.2224 |
| Primary APN | 35244.2224 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,452 sqft Living Area |
| Gross Area | 1,892 sqft |
| 1st Floor Area | 1,452 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,000 sqft (0.115 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 169 sqft |
| Canopy | 169 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 7315 E 13TH CT |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99212-3087 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | TAYLOR COTTAGES PHASE 1 LT 24 BLK 1 (AFN# 6441153) |
| Legal Subdivision | TAYLOR COTTAGES PHASE 1 |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 24 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 12300 |
Source: Spokane County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7090 N EPERVIER LN, COEUR D ALENE, ID 83815-5304 |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Jan 20, 2026 | Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU |
| Feb 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 17, 2019 | Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Aug 3, 2018 | Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU |
| Jan 4, 2017 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 17, 2019 · Amount on Record |
| Deed Sale | Oct 17, 2019 · Amount on Record |
| Prior Sale | Jan 4, 2017 · Amount on Record |
| Deed Document Number | 20196854515 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 7315 E 13TH CT, SPOKANE, WA 99212-3087 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0007465059 |
|---|---|
| Date | Jan 20, 2026 |
| Instrument | 7465059 |
| Name | SPOKANE TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | LIBERTY LAKE, WA 99019 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 19, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 7315 E 13TH CT, SPOKANE, WA 99212-3087 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|
| Document Number | 0007028675 |
|---|---|
| Date | Feb 1, 2021 |
| Instrument | 7028675 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Mar 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Oct 17, 2019 |
| Property Address | 7315 E 13TH CT, SPOKANE, WA 99212-3087 |
| Document Number | 0006854515 |
| Map Reference | VOL 38 PG 18&19 |
| Instrument Date | Oct 15, 2019 |
| Instrument | 6854515 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2021 |
| Title Company | VISTA TITLE AND ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,184.80 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7090 N EPERVIER LN, COEUR D ALENE, ID 83815-5304 |
| Document Number | 0006854516 |
|---|---|
| Date | Oct 17, 2019 |
| Instrument | 6854516 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 7315 E 13TH CT, SPOKANE, WA 99212-3087 |
| Document Number | 0006732582 |
| Instrument Date | Aug 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 7315 E 13TH CT SPOKANE VALLEY WA 992123087, SPOKANE VALLEY, WA 99212-3087 |
| Document Number | 0006732582 |
|---|---|
| Date | Aug 9, 2018 |
| Instrument | 6732582 |
| Name | SPOKANE TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | LIBERTY LAKE, WA 99019 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 8, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Jan 4, 2017 |
| Property Address | 7315 E 13TH CT, SPOKANE, WA 99212-3087 |
| Document Number | 0006568307 |
| Map Reference | VOL38 PG18&19 |
| Instrument Date | Dec 4, 2016 |
| Instrument | 6568307 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 15, 2021 |
| Title Company | INLAND PROFESSIONAL TITLE LL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,829.15 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6711 N CAPRI LN, SPOKANE, WA 99217-8738 |
| Document Number | 0006568308 |
|---|---|
| Date | Jan 4, 2017 |
| Instrument | 6568308 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2047 |
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Unified School District | Spokane Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,625.00 (+4.92%) | $433,300 (+11.56%) Land $115,000 Building $318,300 | $433,300 (+11.56%) Land $115,000 Building $318,300 |
| 2025 | $4,408.00 (+9.38%) | ||
| 2024 | $388,400 (+32.6%) Land $70,000 Building $318,400 | $388,400 (+32.6%) Land $70,000 Building $318,400 | |
| 2023 | $4,030.00 (+8.51%) | $292,900 Land $63,000 Building $229,900 | $292,900 Land $63,000 Building $229,900 |
| 2022 | $3,714.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 4 (2012–2017) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Feb 2017 · Severe Winter Storms, Flooding, Landslides, Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 65% of Washington |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST SPOKANE WATER DIST 1 serves 4,285 people · EPA ID WA5321650 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2021 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Wind Wireless Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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