7315 Chesapeake Rd, Middle River, MD 21220 Property Records

Baltimore County property record for 7315 Chesapeake Rd, Middle River, MD 21220

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,360 sqft · built 2008
Lot Size	0.227 acres (9,875 sqft)
Owner	Individual Name on Record
Last Sale	$490,000 (Jun 2022)
Tax Bill	$6,633 (2024)
Deeds & Mortgages	Jan 2024 Second Mortgage Nov 2023 Second Mortgage + 2 more
APN	`15-2400009110`

Property Details

APN / Parcel Number

Primary APN	`15-2400009110`
Alternative APN	`2400009110`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,360 sqft Living Area
Gross Area	3,624 sqft
1st Floor Area	2,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,875 sqft (0.227 acres)
Lot Width	55 ft Width
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	595 sqft
Porch	Open Porch
Porch Area	80 sqft
Deck Area	484 sqft
Shed	1 Shed
Shed Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	2400009110
Street Address	7315 CHESAPEAKE RD
City	MIDDLE RIVER
State	MD
Zip	21220-1101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.227AC PTLTS 253,254 OLIVER BEACH
Legal Subdivision	OLIVER BEACH
Legal Block	2
Legal Lot Number	253
Jurisdiction	BALTIMORE MD
Township / Civil Division	15
Census Block Group	2
Census Block	2003
Census Tract	451801

Owner

Source: Baltimore County records, as of July 14, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	7315 CHESAPEAKE RD, MIDDLE RIVER, MD 21220-1101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Nov 13, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Jun 7, 2022	Special Warranty Deed, Transfer · FHA Mortgage SANDY SPRING BANK
Jun 25, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2022 · Amount on Record
Deed Sale	Jun 7, 2022 · Amount on Record
Prior Sale	Mar 29, 2016 · Amount on Record
Deed Book / Page	46979 / 298
Prior Transfer Date	May 19, 2021
Prior Transfer Doc	0449940040
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	7315 CHESAPEAKE RD, MIDDLE RIVER, MD 21220-1101
Transaction Type	Mortgage
Record Updated	Jan 24, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7315 CHESAPEAKE RD, MIDDLE RIVER, MD 21220-1101

Mortgage

Document Number	0486910311
Date	Jan 11, 2024
Book Page	48691/311

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	340 Months
Due	May 1, 2052

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	7315 CHESAPEAKE RD, MIDDLE RIVER, MD 21220-1101
Transaction Type	Mortgage
Record Updated	Nov 22, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7315 CHESAPEAKE RD, MIDDLE RIVER, MD 21220-1101

Mortgage

Document Number	0485420080
Date	Nov 13, 2023
Book Page	48542/80

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	342 Months
Due	May 1, 2052

June 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BALTIMORE MD
Recording Date	Jun 7, 2022
Property Address	7315 CHESAPEAKE RD, MIDDLE RIVER, MD 21220-1101
Document Number	0469790298
Book / Page	46979 / 298
Instrument Date	Apr 22, 2022
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	INTEGRITY CLOSING COMPANY LLC, INTEGRITY T&E CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7315 CHESAPEAKE RD, MIDDLE RIVER, MD 21220-1101

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046979304
Date	Jun 7, 2022
Instrument	46979-304

Lender

Name	SANDY SPRING BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2052

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BALTIMORE MD
Recording Date	Jun 25, 2021
Property Address	7315 CHESAPEAKE RD, MIDDLE RIVER, MD 21220-1101
Document Number	0449940040
Book / Page	44994 / 40
Instrument Date	May 19, 2021
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	NOT AVAILABLE, EAGLE TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004499447
Date	Jun 25, 2021
Instrument	44994/47

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$501,733 (+18.39%)	$540,700 (+27.58%) Land $89,900 Building $450,800
2024	$6,633.00 (+123.71%)
2023	$2,965.00	$423,800 Land $86,400 Building $337,400	$423,800 Land $86,400 Building $337,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	32 (1979–2024)
Claims Outside the SFHA	9 of 32
Most Recent Claim	Aug 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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