7315 Bingham St, Dearborn, MI 48126 Property Records

Wayne County property record for 7315 Bingham St, Dearborn, MI 48126

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,911 sqft · built 1925
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on File
Last Sale$250,000 (Feb 2021)
Tax Bill$4,989 (2025)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Nov 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN82-10-053-32-021

Property Details

APN / Parcel Number

Primary APN82-10-053-32-021

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,911 sqft Living Area
1st Floor Area1,092 sqft
Basement Area1,092 sqft
Unfinished Basement1,092 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Exterior MaterialBrick
Construction TypeFrame
Lot Area5,663 sqft (0.13 acres)
Lot Dimensions141 ft deep x 40 ft wide
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address7315 BINGHAM ST
CityDEARBORN
StateMI
Zip48126-1426
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionLOT 1582 ROBERT OAKMAN LAND COS AVIATION FIELD SUB NO 2
Legal SubdivisionROBERT OAKMAN LAND COS AVIATION FLD NO 2
Legal Lot Number1582
JurisdictionWAYNE MI
Township / Civil DivisionDEARBORN
Census Block Group1
Census Block1007
Census Tract573702

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address7315 BINGHAM ST, DEARBORN, MI 48126-1426
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2021Warranty Deed, Transfer · Conventional Mortgage
ALL WESTERN MORTGAGE INC
Nov 15, 2018Deed of Trust, Mortgage · Conventional Mortgage
PREMIUM HOMES REALTY LLC
Aug 22, 2017Deed of Trust, Mortgage · Line of Credit
MICHIGAN H/O ASSISTANCE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 10, 2021 · Amount on File
Deed SaleFeb 10, 2021 · Amount on File
Prior SaleMar 22, 2010 · Amount on File
Deed Document Number202154902
Deed Book / Page56423 / 1280
Prior Transfer DateMar 4, 2010
Prior Transfer Doc0483990608
Record UpdatedOct 29, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAYNE MI
Recording DateFeb 10, 2021
Property Address7315 BINGHAM ST, DEARBORN, MI 48126-1426
Document Number0564231280
Book / Page56423 / 1280
Map ReferenceLB 44 PG 80
Instrument DateJan 26, 2021
Instrument2021054902
Transaction TypeTransfer
Record UpdatedMar 26, 2024
Title CompanyTITLE SENSE INC, TITLE ONE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,150.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7315 BINGHAM ST, DEARBORN, MI 48126-1426

Transferred To (Grantee/Buyer)

NameVerified Name
Address7542 MAPLE ST, DEARBORN, MI 48126-1472

Mortgage

Document Number0564231282
DateFeb 10, 2021
Instrument56423/1282
Lender
NameALL WESTERN MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2051

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE MI
Property Address7315 BINGHAM ST, DEARBORN, MI 48126-1426
Document Number0547451270
Instrument DateNov 15, 2018
Transaction TypeMortgage
Record UpdatedJan 7, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address7315 BINGHAM ST DEARBORN MI 481261426, DEARBORN, MI 48126-1426

Mortgage

Document Number0547451270
DateNov 28, 2018
Book Page054745/001270
Instrument334213
Lender
NamePREMIUM HOMES REALTY LLC
Address5830 HARTFORD WAY, BRIGHTON, MI 48116-7809
Agreement
TypeConventional Mortgage
AmountAmount on Record

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE MI
Property Address7315 BINGHAM ST, DEARBORN, MI 48126-1426
Document Number0539220777
Book / Page053922 / 000777
Instrument DateAug 22, 2017
Transaction TypeMortgage
Record UpdatedSep 29, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address7315 BINGHAM ST DEARBORN MI 481261426, DEARBORN, MI 48126-1426

Mortgage

Document Number0539220777
DateSep 5, 2017
Book Page053922/000777
Instrument292344
Lender
NameMICHIGAN H/O ASSISTANCE
AddressLANSING, MI 48912
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyWayne County
MunicipalityDearborn City
Unified School DistrictDearborn City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$114,100 (-12.03%)$228,200 (-12.03%)
2025$4,989.00 (+8.01%) Homeowner's exemption$129,700 (+44.59%)$259,400 (+44.59%)
2023$4,619.00 (+41.34%) Homeowner's exemption$89,700$179,400
2019$3,268.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2014 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEARBORN
serves 109,976 people · EPA ID MI0001730
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionFeb 2026
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 695 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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