Freeborn County property record for 7315 181st St, Albert Lea, MN 56007
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 4,920 sqft · built 2006 |
| Lot Size | 1.52 acres (66,211 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,062 (2026) |
| Deeds & Mortgages | Jan 2022 Mortgage Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08.267.0050 |
| Primary APN | 08.267.0050 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,920 sqft Total Area |
| 1st Floor Area | 1,536 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Duplex Single |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 66,211 sqft (1.52 acres) |
| Garage Type | Attached |
| Garage Area | 1,560 sqft |
| Deck Area | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Floor/Wall Furnace |
| Street Address | 7315 181ST ST |
|---|---|
| City | ALBERT LEA |
| State | MN |
| Zip | 56007-5700 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | SECT-19 TWP-102 RANGE-021 WILDWOOD COUNTRY ESTATES THIRD LOT-5&6 BLOCK-001 1.52 AC LOTS 5 & 6 BLK 1 WILDWOOD COUNTRY ESTATES |
| Legal Range | 21 |
| Legal Township | 102 |
| Legal Section | 19 |
| Legal Subdivision | WILDWOOD COUNTRY ESTATES THIRD |
| Legal Block | 1 |
| Legal Lot Number | 5&6 |
| Jurisdiction | FREEBORN MN |
| Township / Civil Division | ALBERT LEA |
| Census Block Group | 3 |
| Census Block | 3090 |
| Census Tract | 180300 |
Source: Freeborn County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7315 181ST ST, ALBERT LEA, MN 56007-5700 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 26, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HOME FSB |
| Feb 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME FSB |
| Mar 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HOME FSB |
| Jun 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage HOME FSB |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREEBORN MN |
| Property Address | 7315 181ST ST, ALBERT LEA, MN 56007-5700 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000T553117 |
|---|---|
| Date | Jan 26, 2022 |
| Instrument | T553117 |
| Name | HOME FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 20, 2042 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREEBORN MN |
| Property Address | 7315 181ST ST, ALBERT LEA, MN 56007-5700 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | A547214 |
|---|---|
| Date | Feb 16, 2021 |
| Instrument | A547214 |
| Name | HOME FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREEBORN MN |
| Property Address | 7315 181ST ST, ALBERT LEA, MN 56007-5700 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | A536759 |
|---|---|
| Date | Mar 18, 2019 |
| Instrument | A536759 |
| Name | HOME FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Feb 20, 2031 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREEBORN MN |
| Property Address | 7315 181ST ST, ALBERT LEA, MN 56007-5700 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | A533010 |
|---|---|
| Date | Jun 27, 2018 |
| Instrument | A533010 |
| Name | HOME FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Freeborn County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Freeborn County |
| County Subdivision | Albert Lea Township |
| Unified School District | Albert Lea Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,062.00 Homeowner's exemption | $330,900 (+56.75%) Land $53,900 Building $277,000 | $330,900 (+56.75%) Land $53,900 Building $277,000 |
| 2025 | $3,062.00 (+57.03%) | ||
| 2023 | $1,950.00 (-36.93%) Homeowner's exemption | $211,100 Land $53,900 Building $157,200 | $211,100 Land $53,900 Building $157,200 |
| 2020 | $3,092.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 26, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 86% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GigFire Fiber · Fixed Wireless | 1,000 / 1,000 |
| Winnebago Cooperative Telecom Association Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Midco Fixed Wireless | 100 / 20 |
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