7314 Penny Ln, Katy, TX 77494 Property Records

Fort Bend County property record for 7314 Penny Ln, Katy, TX 77494

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 4,740 sqft · built 2003
Lot Size	0.418 acres (18,203 sqft)
Owner	2 Individual Names on Record
Last Sale	$680,000 (Nov 2012)
Tax Bill	$12,185 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R275477`

Property Details

APN / Parcel Number

Primary APN	`R275477`
Alternative APN	`6780-04-003-0040-914`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	4,740 sqft Living Area
Gross Area	5,320 sqft
1st Floor Area	2,633 sqft
2nd Floor Area	2,107 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,203 sqft (0.418 acres)
Lot Dimensions	145 ft deep x 124 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	580 sqft
Parking Spaces	4 Parking Spaces
Pool Area	798 sqft
Porch	Open Porch
Porch Area	284 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7314 PENNY LN
City	KATY
State	TX
Zip	77494-0158
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	J
Legal Description	SEVEN MEADOWS SEC 4, BLOCK 3, LOT 4
Legal Subdivision	SEVEN MEADOWS SEC 4
Legal Block	3
Legal Lot Number	4
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	3
Census Block	3001
Census Tract	673104

Owner

Source: Fort Bend County records, as of September 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7314 PENNY LN, KATY, TX 77494-0158
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2012 · Amount on Record
Deed Sale	Nov 16, 2012 · Amount on Record
Prior Sale	Sep 24, 2009 · Amount on Record
Deed Document Number	2012131642
Prior Transfer Date	Sep 22, 2009
Prior Transfer Doc	0000101179
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	7314 PENNY LN, KATY, TX 77494-0158
Transaction Type	Mortgage
Record Updated	Sep 2, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000165649
Date	Oct 4, 2021
Instrument	2021165649

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.12%
Type Change Date	Oct 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.5%
Max Rate At Change	7.12%
Index	Other
Max Rate	7.12%

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of September 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,185.00 (-26.45%) Homeowner's exemption	$886,326 (+5.41%) Land $156,757 Building $729,569	$886,326 (+0.06%) Land $156,757 Building $729,569
2024	$16,568.00 (+52.67%) Homeowner's exemption	$840,829 (+1%) Land $156,757 Building $729,045	$885,802 (-1.23%) Land $156,757 Building $729,045
2023	$10,852.00 (-16.29%) Homeowner's exemption	$764,390 Land $109,620 Building $787,175	$896,795 Land $109,620 Building $787,175
2018	$12,964.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 107 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	107 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2021 · Severe Winter Storms

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT BEND COUNTY MUD 34 serves 5,367 people · EPA ID TX0790200
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20