7314 Monarch Dr, Katy, TX 77493 Property Records

Waller County property record for 7314 Monarch Dr, Katy, TX 77493

Property Summary

Property Type	Single Family Home
Details	3,617 sqft · built 2021
Lot Size	0.365 acres (15,898 sqft)
Owner	Individual Name on Record
Last Sale	$713,545 (Mar 2025)
Tax Bill	$16,687 (2025)
Deeds & Mortgages	Mar 2025 Mortgage Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422398-001-004-000`

Property Details

APN / Parcel Number

Primary APN	`422398-001-004-000`
Alternative APNs	`R261060` `261060`

Interior

Stories	2 Stories
Building Area	3,617 sqft Living Area
1st Floor Area	2,383 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	15,898 sqft (0.365 acres)
Lot Dimensions	150 ft deep x 106 ft wide
Garage Area	646 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	330 sqft

Location & Zoning

Street Address	7314 MONARCH DR
City	KATY
State	TX
Zip	77493-4393
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S422398 CANE ISLAND 38 BLK 1 LOT 4
Legal Subdivision	CANE ISLAND 38
Legal Block	1
Legal Lot Number	4
Jurisdiction	WALLER TX
Township / Civil Division	BROOKSHIRE
Census Block Group	2
Census Block	2000
Census Tract	680100

Owner

Source: Waller County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7314 MONARCH DR, KATY, TX 77493-4393
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2025	Vendor's Lien, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 13, 2022	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage BAXTER CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2025 · Amount on Record
Deed Sale	Mar 17, 2025 · Amount on Record
Prior Sale	Apr 13, 2022 · Amount on Record
Deed Document Number	20252896
Record Updated	Sep 20, 2026

March 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WALLER TX
Recording Date	Mar 17, 2025
Property Address	7314 MONARCH DR, KATY, TX 77493-4393
Document Number	0002502896
Map Reference	FILE 2103112
Instrument Date	Mar 17, 2025
Instrument	2502896
Transaction Type	Transfer
Record Updated	Nov 7, 2025
Title Company	PROVIDENCE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7314 MONARCH DR, KATY, TX 77493-4393

Mortgage

Document Number	0002502897
Date	Mar 17, 2025
Instrument	2502897

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

April 2022: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WALLER TX
Recording Date	Apr 13, 2022
Property Address	7314 MONARCH DR, KATY, TX 77493-4393
Document Number	0002204822
Map Reference	FILE 2103112
Instrument Date	Apr 8, 2022
Instrument	2204822
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 7, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7314 MONARCH DR, KATY, TX 77493-4393

Mortgage

Document Number	0002204823
Date	Apr 13, 2022
Instrument	2204823

Lender

Name	BAXTER CU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2032
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	8.87%
Index	1-Year CMT
Max Rate	8.87%

Tax Assessment & Valuation

Source: Waller County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Katy City
County	Waller County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,687.00 Homeowner's exemption	$642,710 (-1.46%) Land $75,000 Building $567,710	$642,710 (-1.46%) Land $75,000 Building $567,710
2023		$652,250 (+105.74%) Land $75,000 Building $577,250	$652,250 (+105.74%) Land $75,000 Building $577,250
2022		$317,025 Land $71,598 Building $245,427	$317,025 Land $71,598 Building $245,427
2021	$30,418.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 785 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	785 in force
Nearby Flood Claims	55 (2016–2022)
Claims Outside the SFHA	37 of 55
Most Recent Claim	Sep 2022 · tidal / storm surge
Claims by Event	Hurricane Harvey, Aug 2017 · 49 claims Severe Storms And Flooding, Apr 2016 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KATY serves 25,253 people · EPA ID TX1010017
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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