7314 Captiva Dr, Lansing, MI 48917 Property Records

Eaton County property record for 7314 Captiva Dr, Lansing, MI 48917

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,623 sqft · built 1997
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (May 2011)
Tax Bill	$4,220 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04008705003000`

Property Details

APN / Parcel Number

Primary APN	`04008705003000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	1,623 sqft Living Area
1st Floor Area	909 sqft
Basement Area	909 sqft
Unfinished Basement	916 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	151 ft deep x 92 ft wide
Garage Area	410 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7314 CAPTIVA DR
City	LANSING
State	MI
Zip	48917-8842
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NONE
Legal Description	LOT 3. WILLOW COVE. SEC 10, T4N, R3W, DELTA TWP 1997
Legal Range	03W
Legal Township	04N
Legal Section	10
Legal Subdivision	WILLOW COVE
Legal Lot Number	3
Jurisdiction	EATON MI
Township / Civil Division	DELTA
Census Block Group	4
Census Block	4000
Census Tract	20306

Owner

7314 Captiva Dr is owned and occupied by an individual who bought it in May 2011.

Source: Eaton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	7314 CAPTIVA DR, LANSING, MI 48917-8842
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2011 · Amount on File
Deed Sale	May 5, 2011 · Amount on File
Deed Book / Page	2337 / 489
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	7314 CAPTIVA DR, LANSING, MI 48917-8842
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7314 CAPTIVA DR, LANSING, MI 48917-8842

Mortgage

Document Number	2951/685
Date	Aug 30, 2021
Book Page	2951/685

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	7314 CAPTIVA DR, LANSING, MI 48917-8842
Transaction Type	Mortgage
Record Updated	Jan 27, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2821/0745
Date	Jan 2, 2020
Book Page	2821/0745

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 7314 Captiva Dr was $4,220 with a homeowner's exemption.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
County Subdivision	Delta Charter Township
Unified School District	Grand Ledge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$162,700	$325,400
2025	$4,220.00
2023		$128,200	$256,400
2022	$3,337.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7314 Captiva Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7314 Captiva Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARTER TOWNSHIP OF DELTA serves 21,856 people · EPA ID MI0001790
Water Source	Purchased groundwater from LANSING BOARD OF WATER & LIGHT
Last State Inspection	Jul 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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