Wicomico County property record for 7314 Canal St, Willards, MD 21874
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,292 sqft · built 1919 |
| Lot Size | 0.219 acres (9,561 sqft) |
| Owner | Individual Name on File |
| Last Sale | $229,335 (Aug 2022) |
| Tax Bill | $1,084 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Apr 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-000070 |
| Primary APN | 14-000070 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,292 sqft Total Area |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1919 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,561 sqft (0.219 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 309 sqft |
| Shed | 1 Shed |
| Shed Area | 480 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 000070 |
|---|---|
| Street Address | 7314 CANAL ST |
| City | WILLARDS |
| State | MD |
| Zip | 21874-1236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LAUER RONALD 7314 CANAL ST RESUB LN E ADKINS ETAL |
| Legal Subdivision | ADKINS EMORY H & ANNA L LAND |
| Jurisdiction | WICOMICO MD |
| Township / Civil Division | 14, WILLARDS |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 10604 |
Source: Wicomico County records · APN 14-000070
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7314 CANAL ST, WILLARDS, MD 21874-1236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 12, 2022 | Special Warranty Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORP |
| Apr 14, 2021 | Intrafamily Transfer, Transfer NOT AVAILABLE, MID ATLANTIC T&E CO INC |
| Jul 03, 2019 | Deed of Trust, Mortgage · Line of Credit FARMERS BK/WILLARDS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 12, 2022 · Amount on Record |
| Deed Sale | Aug 12, 2022 · Amount on Record |
| Prior Sale | Mar 22, 2005 · Amount on Record |
| Deed Book / Page | 5141 / 336 |
| Prior Transfer Date | Feb 01, 2021 |
| Prior Transfer Doc | 0048330259 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | WICOMICO MD |
| Recording Date | Aug 12, 2022 |
| Property Address | 7314 CANAL ST, WILLARDS, MD 21874-1236 |
| Document Number | 0051410336 |
| Book / Page | 5141 / 336 |
| Instrument Date | Aug 04, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | CAPITOL TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0005141346 |
|---|---|
| Date | Aug 12, 2022 |
| Instrument | 5141-346 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WICOMICO MD |
| Recording Date | Apr 14, 2021 |
| Property Address | 7314 CANAL ST, WILLARDS, MD 21874-1236 |
| Document Number | 0048330259 |
| Book / Page | 4833 / 259 |
| Map Reference | CAB 14 FO 485 |
| Instrument Date | Feb 01, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2021 |
| Title Company | NOT AVAILABLE, MID ATLANTIC T&E CO INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7314 CANAL ST, WILLARDS, MD 21874-1236 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WICOMICO MD |
| Property Address | 7314 CANAL ST, WILLARDS, MD 21874-1236 |
| Document Number | 0045090247 |
| Instrument Date | Jul 03, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2019 |
| Title Company | MIDATLANTIC TITLE ESCROW COMPANY, MIDATLANTIC TITLE ESCROW CO |
| Name | Verified Name |
|---|---|
| Address | 7314 CANAL ST WILLARDS MD 218741236, WILLARDS, MD 21874-1236 |
| Document Number | 0045090247 |
|---|---|
| Date | Aug 13, 2019 |
| Book Page | 004509/000247 |
| Name | FARMERS BK/WILLARDS |
|---|---|
| Type | Bank |
| Address | WILLARDS, MD 21874 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Wicomico County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Wicomico County |
| Municipality | Willards Town |
| Unified School District | Wicomico County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $120,300 (+4.25%) | $130,100 (+12.74%) Land $36,200 Building $93,900 | |
| 2025 | $1,084.00 (+14.11%) | $115,400 (+21.05%) Land $26,200 Building $89,200 | $115,400 (-) Land $26,200 Building $89,200 |
| 2023 | $950.00 | $95,333 | $115,400 Land $26,200 Building $89,200 |
Source: FEMA National Flood Hazard Layer, Wicomico County (24045C), as of April 28, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240450106042, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2016 · river or lake flooding |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Xfinity.
Based on FCC filings for 234 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MD0220007, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF WILLARDS serves 1,021 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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