Bay County property record for 7314 Beach Dr, Panama City Beach, FL 32408
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 4 ba · 1,618 sqft · built 2003 |
| Lot Size | 0.132 acres (5,750 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $101,400 (Sep 2014) |
| Tax Bill | $3,236 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 30808-211-000 |
| Primary APN | 30808-211-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,618 sqft Heated Area |
| Gross Area | 1,732 sqft |
| 1st Floor Area | 1,618 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 5,750 sqft (0.132 acres) |
| Lot Dimensions | 115 ft deep x 50 ft wide |
| Driveway | Driveway |
| Driveway Area | 120 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 114 sqft |
| Deck Area | 240 sqft |
| Patio Area | 240 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 7314 BEACH DR |
|---|---|
| City | PANAMA CITY BEACH |
| State | FL |
| Zip | 32408-5425 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | BC17 |
| Legal Description | HOLIDAY BEACH UNIT #14 LOT 7 BLK 10 ORB 3636 P 1316 |
| Legal Range | 15W |
| Legal Township | 04S |
| Legal Section | 08 |
| Legal Subdivision | HOLIDAY BEACH |
| Legal Block | 10 |
| Legal Lot Number | 7 |
| Legal Unit | 14 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY BEACHES |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 2605 |
The current owner of 7314 Beach Dr bought it in September 2014.
Source: Bay County records, as of January 23, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 2621 MOUND AVE, PANAMA CITY, FL 32405-1232 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2014 · Amount on File |
| Deed Sale | Sep 3, 2014 · Amount on File |
| Prior Sale | Jun 11, 2014 · Amount on File |
| Deed Document Number | 2014046864 |
| Deed Book / Page | 3636 / 1316 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 7314 Beach Dr was $3,236.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,236.00 | $291,837 Land $174,988 Building $116,849 | $291,837 Land $174,988 Building $116,849 |
| 2023 | $2,918.00 (+29%) | $262,261 (+28.51%) Land $155,200 Building $107,061 | $262,261 (+28.51%) Land $155,200 Building $107,061 |
| 2022 | $2,262.00 | $204,072 Land $106,700 Building $97,372 | $204,072 Land $106,700 Building $97,372 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7314 Beach Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 326 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,352 units insured incl. 1,026 condo units |
| Nearby Flood Claims | 85 (1983–2020) |
| Claims Outside the SFHA | 68 of 85 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 7314 Beach Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PANAMA CITY BEACH serves 67,205 people · EPA ID FL1030515 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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