Pasco County property record for 7314 Applegate Dr, Zephyrhills, FL 33540
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,284 sqft · built 1985 |
| Lot Size | 0.258 acres (11,254 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $81,500 (Sep 1996) |
| Tax Bill | $1,416 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit May 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-25-21-005A-00000-1540 |
| Primary APN | 35-25-21-005A-00000-1540 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,284 sqft Living Area |
| Gross Area | 1,878 sqft |
| 1st Floor Area | 1,284 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,254 sqft (0.258 acres) |
| Garage Type | Attached |
| Garage Area | 594 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 846 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Aluminum/Fiberglass Porch |
| Porch Area | 476 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 7314 APPLEGATE DR |
|---|---|
| City | ZEPHYRHILLS |
| State | FL |
| Zip | 33540-1053 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | ALPHA VILLAGE ESTATES PHASE 2 PB 23 PGS 8-9 LOT 154 |
| Legal Range | 21E |
| Legal Township | 25S |
| Legal Section | 35 |
| Legal Subdivision | ALPHA VILLAGE ESTATES |
| Legal Tract | 5A |
| Legal Lot Number | 154 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | ZEPHYRHILLS |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 33005 |
Source: Pasco County records, as of August 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7314 APPLEGATE DR, ZEPHYRHILLS, FL 33540-1053 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 22, 2026 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CREDIT UNION |
| May 5, 2023 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Jun 25, 2020 | Deed of Trust, Mortgage · Conventional with PMI VETERANS UNITED HM LNS |
| Jul 8, 2020 | Correction Deed LARKIN AND LARKIN TITLE SERVICES, LARKIN & LARKIN TITLE SVCS |
| Dec 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 1996 · Amount on Record |
| Deed Sale | Sep 26, 1996 · Amount on Record |
| Deed Book / Page | 3636 / 158 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Jul 22, 2026 |
| Property Address | 7314 APPLEGATE DR, ZEPHYRHILLS, FL 33540-1053 |
| Document Number | 0000137338 |
| Book / Page | 11462 / 2217 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 2026137338 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 7314 APPLEGATE DR, ZEPHYRHILLS, FL 33540-1053 |
| Document Number | 0000137338, |
|---|---|
| Date | Jul 22, 2026 |
| Book Page | 11462/2217 |
| Instrument | 2026137338 |
| Name | SUNCOAST CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 7314 APPLEGATE DR, ZEPHYRHILLS, FL 33540-1053 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 7314 APPLEGATE DR, ZEPHYRHILLS, FL 33540-1053 |
| Document Number | 0108123486 |
|---|---|
| Date | May 5, 2023 |
| Book Page | 10812/3486 |
| Instrument | 2023080158 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 4, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 7314 APPLEGATE DR, ZEPHYRHILLS, FL 33540-1053 |
| Document Number | 0101330936 |
| Instrument Date | Jun 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2020 |
| Title Company | LARKIN AND LARKIN TITLE SERVICES, LARKIN & LARKIN TITLE SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7314 APPLEGATE DR ZEPHYRHILLS FL 335401053, ZEPHYRHILLS, FL 33540-1053 |
| Document Number | 0101330936 |
|---|---|
| Date | Jul 8, 2020 |
| Book Page | 010133/000936 |
| Instrument | 108764 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 7, 2050 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Jul 8, 2020 |
| Property Address | 7314 APPLEGATE DR, ZEPHYRHILLS, FL 33540-1053 |
| Document Number | 0101330935 |
| Book / Page | 010133 / 000935 |
| Instrument Date | Jun 25, 2020 |
| Instrument | 108763 |
| Record Updated | Aug 20, 2020 |
| Title Company | LARKIN AND LARKIN TITLE SERVICES, LARKIN & LARKIN TITLE SVCS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7314 APPLEGATE DR ZEPHYRHILLS FL 335401053, ZEPHYRHILLS, FL 33540-1053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 7314 APPLEGATE DR, ZEPHYRHILLS, FL 33540-1053 |
| Document Number | 0098370174 |
| Instrument Date | Dec 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7314 APPLEGATE DR ZEPHYRHILLS FL 335401053, ZEPHYRHILLS, FL 33540-1053 |
| Document Number | 0098370174 |
|---|---|
| Date | Dec 26, 2018 |
| Book Page | 009837/000174 |
| Instrument | 215784 |
| Name | SUNCOAST CU |
|---|---|
| Address | TAMPA, FL 33610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 25, 2038 |
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Municipality | Zephyrhills City |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $104,000 (+2.9%) | $250,205 (-0.57%) Land $46,189 Building $204,016 | |
| 2025 | $1,416.00 (+3.81%) Homeowner's exemption | $101,070 (+5.98%) Land $46,189 Building $54,881 | $251,640 (-1.4%) Land $46,189 Building $205,451 |
| 2024 | $1,364.00 (+4.12%) | ||
| 2023 | $1,310.00 (+12.45%) Additional exemption filed | $95,370 (+2.99%) Land $35,321 Building $60,049 | $255,210 (+15.3%) Land $35,321 Building $219,889 |
| 2022 | $1,165.00 Homeowner's exemption | $92,600 Land $29,697 Building $62,903 | $221,346 Land $29,697 Building $191,649 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ZEPHYRHILLS serves 29,117 people · EPA ID FL6512020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures