7314 197th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 7314 197th St E, Spanaway, WA 98387 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,016 sqft · built 1984
Lot Size	1.26 acres (55,321 sqft)
Owner	Individual Name on File
Tax Bill	$3,462 (2025)
Deeds & Mortgages	Jun 2022 Transfer Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`041805-6-016`

Property Details

APN / Parcel Number

Primary APN	`041805-6-016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,016 sqft Living Area
Gross Area	2,592 sqft
1st Floor Area	2,016 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	55,321 sqft
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Porch Area	140 sqft
Deck Area	320 sqft
Patio Area	320 sqft
Storage Building	528 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	7314 197TH ST E
City	SPANAWAY
State	WA
Zip	98387-5201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 05 TOWNSHIP 18 RANGE 04 QUARTER 23 : L 2 OF SHORT PLAT 85-03-06-0178 TOG/W EASE & RESTRICTIONS OF REC OUT OF 6-003 SEG U-1645 PP ES
Legal Range	04
Legal Township	18
Legal Section	05
Legal Subdivision	PIERCE COUNTY SHORT PLAT 8503060176
Legal Lot Number	2
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	4
Census Block	4001
Census Tract	73128

Owner

Source: Pierce County records · APN 041805-6-016

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7314 197TH ST E, SPANAWAY, WA 98387-5201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Transfer on Death Deed, Transfer
Aug 03, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jul 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Dec 01, 2017	Deed of Trust, Mortgage · Line of Credit COLUMBIA ST BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Apr 19, 2022
Transfer Doc	0000000713
Record Updated	Sep 20, 2026

June 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	PIERCE WA
Recording Date	Jun 21, 2022
Property Address	7314 197TH ST E, SPANAWAY, WA 98387-5201
Document Number	0006210713
Map Reference	DOC 8503060176
Instrument Date	Apr 19, 2022
Instrument	202206210713
Transaction Type	Transfer
Record Updated	Jun 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7314 197TH ST E, SPANAWAY, WA 98387-5201

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	7314 197TH ST E, SPANAWAY, WA 98387-5201
Document Number	2012301044
Instrument Date	Aug 03, 2020
Transaction Type	Mortgage
Record Updated	Jan 18, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7314 197TH ST E SPANAWAY WA 983875201, SPANAWAY, WA 98387-5201

Mortgage

Document Number	2012301044
Date	Dec 30, 2020
Instrument	202012301044

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	7314 197TH ST E, SPANAWAY, WA 98387-5201
Document Number	1907300055
Instrument Date	Jul 15, 2019
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7314 197TH ST E SPANAWAY WA 983875201, SPANAWAY, WA 98387-5201

Mortgage

Document Number	1907300055
Date	Jul 30, 2019
Instrument	201907300055

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2049

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	7314 197TH ST E, SPANAWAY, WA 98387-5201
Document Number	1712050608
Instrument Date	Dec 01, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	TICOR TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7314 197TH ST E SPANAWAY WA 983875201, SPANAWAY, WA 98387-5201

Mortgage

Document Number	1712050608
Date	Dec 05, 2017
Instrument	201712050608

Lender

Name	COLUMBIA ST BK
Type	Bank
Address	PUYALLUP, WA 98375

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pierce County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$572,200 (+6.34%) Land $259,400 Building $312,800	$572,200 (+6.34%) Land $259,400 Building $312,800
2025	$3,462.00 (-46.92%)
2024	$6,522.00 (+1.08%)	$538,100 (-2.91%) Land $255,800 Building $282,300	$538,100 (-2.91%) Land $255,800 Building $282,300
2023	$6,452.00	$554,200 Land $235,700 Building $318,500	$554,200 Land $235,700 Building $318,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pierce County (53053C), updated February 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530530731284, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 424 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Lumen Technologies, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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