Wright County property record for 7313 Kaeding Ln NE, Otsego, MN 55301
| Property Type | Other Improved |
|---|---|
| Owner | 2 Individual Names on Record |
| Last Sale | $329,000 (Sep 2025) |
| Tax Bill | $934 (2026) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 118-392-003120 |
| Primary APN | 118-392-003120 |
|---|
| Street Address | 7313 KAEDING LN NE |
|---|---|
| City | ALBERTVILLE |
| State | MN |
| Zip | 55301-2000 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | SECT-26 TWP-121 RANGE-024 ZACHMAN MEADOWS LOT 12 BLOCK 3 |
| Legal Range | 024 |
| Legal Township | 121 |
| Legal Section | 26 |
| Legal Subdivision | ZACHMAN MEADOWS |
| Legal Block | 3 |
| Legal Lot Number | 12 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | OTSEGO |
| Census Block Group | 5 |
| Census Block | 5027 |
| Census Tract | 100102 |
Source: Wright County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7313 KAEDING LN NE, ALBERTVILLE, MN 55301-2000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2025 · Amount on Record |
| Deed Sale | Sep 2, 2025 · Amount on Record |
| Prior Sale | Apr 17, 2025 · Amount on Record |
| Deed Document Number | 20251584494 |
| Record Updated | Sep 20, 2026 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Sep 2, 2025 |
| Property Address | 7313 KAEDING LN NE, OTSEGO, MN 55301-2000 |
| Document Number | 00A1584494 |
| Instrument Date | Aug 29, 2025 |
| Instrument | A1584494 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | LENNAR TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,085.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 7313 KAEDING LN NE, OTSEGO, MN 55330 |
| Document Number | 00A1584495 |
|---|---|
| Date | Sep 2, 2025 |
| Instrument | A1584495 |
| Name | LENNAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2055 |
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wright County |
| Municipality | Otsego City |
| Unified School District | Elk River School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $934.00 | $314,800 (+349.71%) Land $90,000 Building $224,800 | $314,800 (+349.71%) Land $90,000 Building $224,800 |
| 2025 | $70,000 Land $70,000 | $70,000 Land $70,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Otsego serves 19,000 people · EPA ID MN1860026 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
| CenturyLink DSL · Fiber in parts of the area | 10 / 1 |
May also be available: Fidium Fiber, Spectrum.
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