7313 2nd St, Rio Linda, CA 95673 Property Records

Sacramento County property record for 7313 2nd St, Rio Linda, CA 95673

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,802 sqft · built 1955
Lot Size	2.38 acres (104,108 sqft)
Owner	Individual Name on File
Last Sale	$206,000 (Aug 2009)
Tax Bill	$3,444 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Nov 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`206-0050-042-0000`

Property Details

APN / Parcel Number

Primary APN	`206-0050-042-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,802 sqft Living Area
1st Floor Area	1,406 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	104,108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7313 2ND ST
City	RIO LINDA
State	CA
Zip	95673-1202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-2
Legal Description	PARCEL MAP, LOT B
Legal Subdivision	PARCEL MAP
Legal Lot Number	B
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1034
Census Tract	7206

Owner

7313 2nd St is owned and occupied by an individual who bought it in August 2009.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	7313 2ND ST, RIO LINDA, CA 95673-1202
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Nov 24, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Nov 24, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 21, 2020	Deed of Trust, Mortgage · Conventional with PMI SIERRA PACIFIC MTG
Jul 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN 1 CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2009 · Amount on File
Deed Sale	Aug 21, 2009 · Amount on File
Prior Sale	Nov 14, 2008 · Amount on File
Deed Book / Page	20090821 / 280
Prior Transfer Date	Nov 3, 2008
Prior Transfer Doc	0000000282
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7313 2ND ST, RIO LINDA, CA 95673-1202
Transaction Type	Mortgage
Record Updated	Jan 7, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7313 2ND ST, RIO LINDA, CA 95673-1202

Mortgage

Document Number	0000000416
Date	Nov 24, 2025
Instrument	202511240416

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 10, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7313 2ND ST, RIO LINDA, CA 95673-1202
Transaction Type	Mortgage
Record Updated	Jan 6, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7313 2ND ST, RIO LINDA, CA 95673-1202

Mortgage

Document Number	0000000416
Date	Nov 24, 2025
Instrument	202511240416

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 10, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7313 2ND ST, RIO LINDA, CA 95673-1202
Transaction Type	Mortgage
Record Updated	Dec 11, 2025
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7313 2ND ST, RIO LINDA, CA 95673-1202

Mortgage

Document Number	0000000416
Date	Nov 24, 2025
Instrument	202511240416

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 10, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7313 2ND ST, RIO LINDA, CA 95673-1202
Document Number	2004270736
Instrument Date	Apr 21, 2020
Transaction Type	Mortgage
Record Updated	May 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7313 2ND ST RIO LINDA CA 956731202, RIO LINDA, CA 95673-1202

Mortgage

Document Number	2004270736
Date	Apr 27, 2020
Instrument	2004270736

Lender

Name	SIERRA PACIFIC MTG
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 26, 2050

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7313 2ND ST, RIO LINDA, CA 95673-1202
Document Number	1707200864
Instrument Date	Jul 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 1, 2017
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7313 2ND ST RIO LINDA CA 956731202, RIO LINDA, CA 95673-1202

Mortgage

Document Number	1707200864
Date	Jul 20, 2017
Instrument	1707200864

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 19, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 7313 2nd St was $3,444 with a homeowner's exemption, up 5.1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Twin Rivers Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$302,833 (+2%) Land $157,476 Building $145,357
2025	$3,444.00 (+5.1%) Homeowner's exemption	$296,896 Land $154,389 Building $142,507
2024	$3,277.00 (-0.64%)
2023	$3,298.00 (+6.28%) Homeowner's exemption	$285,369 Land $148,395 Building $136,974
2022	$3,103.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7313 2nd St in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	16 (1982–1995)
Claims Outside the SFHA	5 of 16
Most Recent Claim	Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 11 claims Severe Storms & Flooding, Feb 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7313 2nd St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIO LINDA/ELVERTA COMMUNITY WATER DIST serves 15,460 people · EPA ID CA3410018
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: DigitalPath.

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