7312 Rutherford Dr, Reno, NV 89506 Property Records

Washoe County property record for 7312 Rutherford Dr, Reno, NV 89506

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,943 sqft · built 2016
Lot Size	0.17 acres (7,385 sqft)
Owner	2 Individual Names on File
Last Sale	$316,000 (Mar 2017)
Tax Bill	$2,845 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`552-322-07`

Property Details

APN / Parcel Number

Primary APN	`552-322-07`
Alternative APN	`201909`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,943 sqft Living Area
Gross Area	2,668 sqft
1st Floor Area	1,943 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,385 sqft (0.17 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Concrete/Masonry Porch
Porch Area	263 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7312 RUTHERFORD DR
City	RENO
State	NV
Zip	89506-4718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPD
Legal Description	WILD STALLION EST 3 LT 191
Legal Subdivision	WILD STALLION ESTATES PHASE 3
Legal Lot Number	191
Jurisdiction	WASHOE NV
Township / Civil Division	NORTH VALLEYS
Census Block Group	5
Census Block	5039
Census Tract	2618

Owner

7312 Rutherford Dr is owned and occupied by two individuals who bought it in March 2017.

Source: Washoe County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7312 RUTHERFORD DR, RENO, NV 89506-4718
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Apr 23, 2020	Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK
Jul 19, 2019	Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK
Jan 7, 2021	Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK
Mar 24, 2017	Bargain and Sale Deed, Transfer · VA Mortgage MANN MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2017 · Amount on File
Deed Sale	Mar 24, 2017 · Amount on File
Prior Sale	Oct 14, 2015 · Amount on File
Deed Document Number	20174689944
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Recording Date	Jun 23, 2026
Property Address	7312 RUTHERFORD DR, RENO, NV 89506-4718
Document Number	0005631384
Instrument Date	Jun 15, 2026
Instrument	20265631384
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	7312 RUTHERFORD DR, RENO, NV 89506-4718

Mortgage

Document Number	0005631384,
Date	Jun 23, 2026
Instrument	20265631384

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	7312 RUTHERFORD DR, RENO, NV 89506-4718
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005022029
Date	Apr 23, 2020
Instrument	5022029

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	CAMPBELLSVILLE, KY 42718

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	7312 RUTHERFORD DR, RENO, NV 89506-4718
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004931385
Date	Jul 19, 2019
Instrument	4931385

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	CAMPBELLSVILLE, KY 42718

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	7312 RUTHERFORD DR, RENO, NV 89506-4718
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005125733
Date	Jan 7, 2021
Instrument	5125733

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	HODGENVILLE, KY 42748

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

March 2017: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Mar 24, 2017
Property Address	7312 RUTHERFORD DR, RENO, NV 89506-4718
Document Number	0004689944
Map Reference	DOC3367792 MAP4627
Instrument Date	Sep 12, 2016
Instrument	4689944
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	NORTH AMERICAN TITLE RENO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7312 RUTHERFORD DR, RENO, NV 89506-4718

Mortgage

Document Number	0004689945
Date	Mar 24, 2017
Instrument	4689945

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 7312 Rutherford Dr was $2,845.

Source: Washoe County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Municipality	Reno City
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$137,758 (-0.45%) Land $36,540 Building $101,218
2025	$2,845.00	$138,383 Land $37,695 Building $100,688	$395,380 Land $107,700 Building $287,680
2023	$3,582.00	$134,223 Land $39,200 Building $95,023	$383,495 Land $112,000 Building $271,495
2021			$300,798 Land $78,300 Building $222,498

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7312 Rutherford Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	6 (2017)
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7312 Rutherford Dr is moderate, ranking above 63% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 63% of Nevada
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Net NV Fixed Wireless	500 / 500
Hot Spot Broadband Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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