7312 Plank Ct, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 7312 Plank Ct, El Cerrito, CA 94530

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,826 sqft · built 1954
Lot Size	0.118 acres (5,130 sqft)
Owner	Company Name on Record
Last Sale	$6,921,818 (Sep 2022)
Tax Bill	$12,400 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Sep 2022 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`505-061-009-5`

Property Details

APN / Parcel Number

Primary APN	`505-061-009-5`
Alternative APN	`505-061-009`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,826 sqft Living Area
1st Floor Area	1,419 sqft
Basement Area	407 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1959
Lot Area	5,130 sqft (0.118 acres)
Garage Type	Attached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	7312 PLANK CT
City	EL CERRITO
State	CA
Zip	94530-2041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MEADOW TRACT 9
Legal Subdivision	MEADOWS
Legal Tract	9
Legal Lot Number	9
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1002
Census Tract	385200

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7312 PLANK CT, EL CERRITO, CA 94530-2041
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage 1ST NTHRN CA CU
Sep 7, 2022	Grant Deed, Transfer · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2022 · Amount on Record
Deed Sale	Sep 7, 2022 · Amount on Record
Prior Sale	Mar 25, 1999 · Amount on Record
Deed Document Number	2022136645
Prior Transfer Date	Mar 2, 1994
Prior Transfer Doc	0000074842
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	7312 PLANK CT, EL CERRITO, CA 94530-2041
Document Number	0000045965
Instrument Date	Mar 10, 2017
Transaction Type	Mortgage
Record Updated	Mar 23, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	7312 PLANK CT EL CERRITO CA 945302041, EL CERRITO, CA 94530-2041

Mortgage

Document Number	0000045965
Date	Mar 16, 2017
Instrument	45965

Lender

Name	1ST NTHRN CA CU
Address	MARTINEZ, CA 94553

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 15, 2027

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 7, 2022
Property Address	7312 PLANK CT, EL CERRITO, CA 94530-2041
Document Number	0000136645
Map Reference	MB 52 PG 33
Instrument Date	Sep 8, 2015
Instrument	2022-136645
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FNC TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	7312 PLANK CT, EL CERRITO, CA 94530-2041

Mortgage

Document Number	0000136646
Date	Sep 7, 2022
Instrument	2022-136646

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	819 Months
Due	Dec 3, 2090

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	El Cerrito City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$889,180 (+2%) Land $660,157 Building $229,023
2025	$12,400.00 (+4.32%) Homeowner's exemption	$871,746 (+4.04%) Land $647,213 Building $224,533
2023	$11,886.00 (+72.96%) Homeowner's exemption	$837,897 Land $622,082 Building $215,815
2022	$6,872.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Sonic Telecom, T-Mobile.

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