7312 Pine Top Ct, Montgomery, AL 36117 Property Records

Montgomery County property record for 7312 Pine Top Ct, Montgomery, AL 36117

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,967 sqft · built 1990
Lot Size	0.209 acres (9,123 sqft)
Owner	Individual Name on File
Last Sale	$199,000 (Mar 2015)
Tax Bill	$1,233 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-02-09-1-000-110.000`

Property Details

APN / Parcel Number

Primary APN	`09-02-09-1-000-110.000`
Alternative APNs	`0309020901000110000` `210985`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,967 sqft Living Area
1st Floor Area	1,967 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	9,123 sqft (0.209 acres)
Lot Dimensions	151 ft deep x 60.3 ft wide
Garage Area	441 sqft
Porch	Slab
Porch Area	130 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	210985
Street Address	7312 PINE TOP CT
City	MONTGOMERY
State	AL
Zip	36117-3959
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0902091000110000
Legal Range	19E
Legal Township	16N
Legal Section	09
Legal Subdivision	LAKE FOREST II
Legal Block	B
Legal Lot Number	30
Jurisdiction	MONTGOMERY AL
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1013
Census Tract	5413

Owner

7312 Pine Top Ct is owned and occupied by an individual who bought it in March 2015.

Source: Montgomery County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	7312 PINE TOP CT, MONTGOMERY, AL 36117-3959
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2015 · Amount on File
Deed Sale	Mar 26, 2015 · Amount on File
Prior Sale	Feb 9, 2006
Deed Book / Page	4676 / 430
Prior Transfer Date	Nov 14, 2003
Prior Transfer Doc	2904000280
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Recording Date	Jun 25, 2026
Property Address	7312 PINE TOP CT, MONTGOMERY, AL 36117-3959
Document Number	0004824751
Book / Page	6486 / 605
Instrument Date	Jun 20, 2026
Instrument	20264824751
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7312 PINE TOP CT, MONTGOMERY, AL 36117-3959

Mortgage

Document Number	0004824751,
Date	Jun 25, 2026
Book Page	6486/605
Instrument	20264824751

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	7312 PINE TOP CT, MONTGOMERY, AL 36117-3959
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054310064
Date	Aug 17, 2020
Book Page	5431/64

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 7312 Pine Top Ct was $1,233 with a homeowner's exemption, down 1.6% from the year before.

Source: Montgomery County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Montgomery County
Municipality	Montgomery City
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,233.00 (-1.6%)
2025	$1,253.00 Homeowner's exemption	$26,470 Land $3,500 Building $22,970	$264,700 Land $35,000 Building $229,700
2023	$1,161.00 Homeowner's exemption	$24,580 Land $3,500 Building $21,080	$245,800 Land $35,000 Building $210,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7312 Pine Top Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7312 Pine Top Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 35
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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