Smith County property record for 7312 Flat Rock Ln, Tyler, TX 75703
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,169 sqft · built 2016 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $312,500 (Jun 2019) |
| Tax Bill | $6,082 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage Sep 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R147026 |
| Primary APN | R147026 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,169 sqft Heated Area |
| 1st Floor Area | 2,169 sqft |
| Flooring | Hardwood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Area | 431 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 223 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R147026 |
|---|---|
| Street Address | 7312 FLAT ROCK LN |
| City | TYLER |
| State | TX |
| Zip | 75703-7390 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARPERS RIDGE @ CUMBERLAND GAP BLOCK 1137-X LOT 11 |
| Legal Subdivision | HARPERS RIDGE @ CUMBERLAND GAP |
| Legal Block | 1137-X |
| Legal Lot Number | 11 |
| Jurisdiction | SMITH TX |
| Township / Civil Division | BULLARD |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 1916 |
Source: Smith County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7312 FLAT ROCK LN, TYLER, TX 75703-7390 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Sep 13, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2019 · Amount on Record |
| Deed Sale | Jun 26, 2019 · Amount on Record |
| Deed Document Number | 2019100020464 |
| Prior Transfer Date | Jun 25, 2019 |
| Prior Transfer Doc | 0100020464 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMITH TX |
| Property Address | 7312 FLAT ROCK LN, TYLER, TX 75703-7390 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0001005020 |
|---|---|
| Date | Feb 5, 2021 |
| Instrument | 202101005020 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMITH TX |
| Property Address | 7312 FLAT ROCK LN, TYLER, TX 75703-7390 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0001035466 |
|---|---|
| Date | Sep 13, 2022 |
| Instrument | 202201035466 |
| Name | CITIZENS NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | HENDERSON, TX 75653 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 1, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.27% |
| Type Change Date | Sep 1, 2027 |
| Change Frequency | Monthly |
| Min Rate At Change | 7.27% |
| Max Rate At Change | 9.27% |
| Index | 12-Month MTA |
| Max Rate | 9.27% |
Source: Smith County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Smith County |
| Municipality | Tyler City |
| Unified School District | Tyler Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,082.00 (+7.42%) Homeowner's exemption | $452,062 (-3.55%) Land $57,372 Building $394,690 | $452,062 (-3.55%) Land $57,372 Building $394,690 |
| 2025 | $5,662.00 (+1.6%) Homeowner's exemption | $468,716 (+25.44%) Land $55,222 Building $413,494 | $468,716 (+25.44%) Land $55,222 Building $413,494 |
| 2024 | $5,573.00 (+9.45%) | ||
| 2023 | $5,092.00 (-11.03%) Homeowner's exemption | $373,647 Land $55,801 Building $317,846 | $373,647 Land $55,801 Building $317,846 |
| 2022 | $5,723.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TYLER serves 107,000 people · EPA ID TX2120004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures