7312 E Bay Blvd, Navarre, FL 32566 Property Records

Santa Rosa County property record for 7312 E Bay Blvd, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,795 sqft · built 2005
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on Record
Last Sale$258,500 (Jul 2019)
Tax Bill$2,666 (2024)
Deeds & MortgagesJun 2021 Mortgage
Jul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12-2S-27-0000-02527-0000

Property Details

APN / Parcel Number

Primary APN12-2S-27-0000-02527-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,795 sqft Heated Area
Gross Area2,473 sqft
1st Floor Area2,287 sqft
FlooringCeramic Tile
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2005
Exterior MaterialBrick
Construction TypeWood
Foundation TypeMasonry
Roof MaterialShingle
Lot Area13,068 sqft (0.3 acres)
Lot Dimensions1,480 ft deep x 900 ft wide
Garage Area492 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area186 sqft
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number122S270000025270000
Street Address7312 E BAY BLVD
CityNAVARRE
StateFL
Zip32566-9030
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionCOM AT NW CORNER OF SECTION 12 TOWNSHP 2 SOUTH RANGE 27 WEST THN S0*02'16E ON W SEC LN 877 .80 FT THN S89*46'14E 230 FT THN
Legal Range27W
Legal Township02S
Legal Section12
Legal SubdivisionWEST
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group2
Census Block2001
Census Tract10802

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7312 E BAY BLVD, NAVARRE, FL 32566-9030
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2021Deed of Trust, Mortgage · VA Mortgage
JFQ LENDING INC
Jul 26, 2019Warranty Deed, Transfer · VA Mortgage
PRIME LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 26, 2019 · Amount on Record
Deed SaleJul 26, 2019 · Amount on Record
Prior SaleJun 14, 2005 · Amount on Record
Deed Document Number201932583
Deed Book / Page3853 / 1850
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address7312 E BAY BLVD, NAVARRE, FL 32566-9030
Transaction TypeMortgage
Record UpdatedMay 2, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address7312 E BAY BLVD, NAVARRE, FL 32566-9030

Mortgage

Document Number0041291572
DateJun 8, 2021
Book Page4129/1572
Instrument202138096
Lender
NameJFQ LENDING INC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85256
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term357 Months
DueMar 1, 2051

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJul 26, 2019
Property Address7312 E BAY BLVD, NAVARRE, FL 32566-9030
Document Number0038531850
Book / Page003853 / 001850
Instrument DateJul 22, 2019
Instrument32583
Transaction TypeTransfer
Record UpdatedOct 3, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,809.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7312 E BAY BLVD NAVARRE FL 325669030, NAVARRE, FL 32566-9030

Mortgage

Document Number38531852
DateJul 26, 2019
Book Page003853/001852
Instrument32584
Lender
NamePRIME LNDG
AddressFLINT, MI 48501-2026
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 25, 2049

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$2,666.00 (-0.3%) Homeowner's exemption Disabled Person's exemption$263,332 (+0.71%) Land $35,000 Building $228,332$263,332 (+0.71%) Land $35,000 Building $228,332
2023$2,674.00 (-0.37%) Homeowner's exemption$261,479 (+2.21%) Land $35,000 Building $226,479$261,479 (+2.21%) Land $35,000 Building $226,479
2022$2,684.00 Homeowner's exemption$255,814$255,814 Land $35,000 Building $220,814

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 145 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies145 in force
Nearby Flood Claims64 (1995–2020)
Claims Outside the SFHA15 of 64
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 10 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 7 claims
  • Hurricane Frances, Sep 2004 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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