7311 N Spring Run Ter, Hernando, FL 34442 Property Records

Citrus County property record for 7311 N Spring Run Ter, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,388 sqft · built 1983
Lot Size	0.795 acres (34,633 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (May 2023)
Tax Bill	$1,806 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jul 2020 Sale
Flood Zone	Zone AE (high risk)
APN	`20E-17S-33-4D000-015.0`

Property Details

APN / Parcel Number

Primary APN	`20E-17S-33-4D000-015.0`
Alternative APNs	`3317S20E4D0000150` `2232528` `3527180`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,388 sqft Living Area
1st Floor Area	1,388 sqft
Flooring	Wood

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1998
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	34,633 sqft (0.795 acres)
Lot Dimensions	229 ft deep x 172 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	355 sqft
Deck Area	55 sqft
Patio Area	110 sqft
Fence	Fence
Utility Building	105 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3527180
Old Parcel Number	3317S20E4D0000150
Street Address	7311 N SPRING RUN TER
City	HERNANDO
State	FL
Zip	34442-7417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CLRMH COASTAL LAKES & RVR
Legal Description	PARCEL B COM AT NW CORNER OF THE SW 1/4 OF THE NW L/4 OF S33 17S 20E; THN N 89DEG 26' 09" E ALONG ON EASTERLY PROJECTION OF
Legal Range	20E
Legal Township	17S
Legal Section	33
Legal Subdivision	SPRING RUN UNREC 4D000
Legal Lot Number	1-4
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1003
Census Tract	450800

Owner

Source: Citrus County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7311 N SPRING RUN TER, HERNANDO, FL 34442-7417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2023	Warranty Deed, Transfer · Conventional Mortgage UMORTGAGE LLC
Jul 20, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 4, 2023 · Amount on Record
Deed Sale	May 4, 2023 · Amount on Record
Prior Sale	Jul 20, 2020 · Amount on Record
Deed Document Number	2023026095
Deed Book / Page	3376 / 741
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	May 4, 2023
Property Address	7311 N SPRING RUN TER, HERNANDO, FL 34442-7417
Document Number	0033760741
Book / Page	3376 / 741
Instrument Date	Apr 25, 2023
Instrument	2023026095
Transaction Type	Transfer
Record Updated	Jun 1, 2023
Title Company	CITRUS TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,435.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7371 N SPRING RUN TER, HERNANDO, FL 34442-2464

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7603 52ND TER E, BRADENTON, FL 34203-7917

Mortgage

Document Number	0033760743
Date	May 4, 2023
Book Page	3376/743
Instrument	2023026096

Lender

Name	UMORTGAGE LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jul 20, 2020
Property Address	7311 N SPRING RUN TER, HERNANDO, FL 34442-7417
Document Number	0030760825
Book / Page	003076 / 000825
Instrument Date	Jul 16, 2020
Instrument	37140
Transaction Type	Transfer
Record Updated	Aug 24, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$980.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7371 N SPRING RUN TER HERNANDO FL 344422464, HERNANDO, FL 34442-2464

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,806.00 (+1.57%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$156,000 (-0.51%) Land $7,360 Building $148,640	$156,000 (-0.51%) Land $7,360 Building $148,640
2024	$1,778.00 (+2.77%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$156,800 (+39.32%) Land $7,360 Building $149,440	$156,800 (+39.32%) Land $7,360 Building $149,440
2023	$1,730.00 (+0.29%)	$112,549 (-1.63%) Land $7,360 Building $105,189	$112,549 (-1.63%) Land $7,360 Building $105,189
2022	$1,725.00	$114,414 Land $29,010 Building $85,404	$114,414 Land $29,010 Building $85,404

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	66 (1997–2024)
Claims Outside the SFHA	2 of 66
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 9 claims Hurricane Frances, Oct 2004 · 27 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 60% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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